1345 Stillwater Rd, Waco, TX, 76708
About This Home
*** At no fault of the Seller this truly exceptional 3-acre Brazos Riverfront estate is back on the market *** This picturesque property, located in the coveted Stillwater Farms gated community and in the highly rated China Spring ISD, offers a rare combination of natural beauty, thoughtful design, and modern comfort. A rolling, tree-dotted lawn slopes gently to the river’s edge, where you’ll find private water access perfect for launching water toys or simply enjoying peaceful days fishing and floating. With no fencing between neighbors, the setting feels like a private park—open, tranquil, and lush. The two-story home boasts inviting curb appeal, with a circular drive accented in brick, carriage house shingles, and a charming wrap-around porch. Inside, light wide-plank hardwood floors and a soaring two-story foyer create a bright, airy feel. The great room features a beamed ceiling, floor-to-ceiling windows framing the stunning backyard, and a wood-burning fireplace. It flows seamlessly into the open kitchen and dining area, complete with a large island, varnished wood countertops, stainless appliances, gas cooking & glass-front cabinetry. The main level hosts the primary suite with ensuite bath, a guest bedroom, a cozy library with fireplace and coffered ceiling, an office or craft room with stainless countertops, laundry room with sink, and guest powder bath. Upstairs are three spacious bedrooms with direct bath access and a versatile loft nook. Just down the lawn, a detached structure includes a three-car garage, workshop, and half bath below, with a 17'x24' finished space above—perfect for a studio, guest suite, or rental. Bonus: friendly goats Hiccup and Duke are happy to stay! Only minutes from Waco Airport (9 miles), Downtown Waco (14 miles), & Baylor University (15 miles), this unique riverfront retreat blends the serenity of country living with city convenience. Stillwater Farms gated community offers a private boat ramp for residents only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Slab
- Roof: Fiberglass
- Construction materials: Board & Batten Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Built-In Gas Range,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Gas,Vented Exhaust Fan,Wine Cooler
- Laundry features: Laundry Chute,Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Dimensions: 15 x 15
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Dimensions: 15 x 14
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Dimensions: 15 x 16
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Level: First
- Dimensions: 9 x 16
Features
- Built-in Features,Cathedral Ceiling(s),Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Kitchen Island,Loft,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
- Window features: Window Coverings
- Flooring: Carpet,Engineered Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Library,Living Room,Raised Hearth,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Propane
- Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned
Interior Area
- Total interior livable area: 4,388 sqft
Laundry
- Level: First
- Dimensions: 0 x 0
Library
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 12 x 15
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 24 x 29
Master Bathroom
- Features: Built-in Features,Dual Sinks,Double Vanity,En Suite Bathroom,Granite Counters,Jetted Tub,Linen Closet,Separate Shower
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 18
Other
- Features: En Suite Bathroom,Linen Closet,Stone Counters,Tile Counters
- Level: Second
- Dimensions: 0 x 0
Other
- Features: Built-in Features,En Suite Bathroom,Hollywood Bath,Linen Closet,Tile Counters
- Level: Second
- Dimensions: 0 x 0
Other
- Features: Built-in Features,Ceiling Fan(s),Galley Kitchen,Separate Shower
- Level: Second
- Dimensions: 17 x 24
Property
Details
- Parcel number: 180033000316379
- Exclusions: Refrigerator,Washer and Dryer do not convey,however,these are negotiable.
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Deck
- Exterior features: Deck,Lighting,Rain Gutters,Storage
- Fencing: Back Yard,Chain Link,Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: River Front,Waterfront
- Waterbody name: Brazos
Lot
- Lot size: 3.07 Acres
- Features: Acreage,Back Yard,Cleared,Lawn,Rolling Slope,Many Trees,Sprinkler System,Waterfront
Parking
- Total spaces: 5
- Parking features: Additional Parking,Circular Driveway,Concrete,Covered,Driveway,Enclosed,Garage,Garage Door Opener,Gated,Garage Faces Side,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,955 | $59,460 |
| Home Insurance * | $699 | $8,388 |
| Property Taxes | $132 | $1,584 |
| Electricity | $481 | $5,781 |
| Total | $6,267 | $75,204 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-14 | Listed for sale | $980,000 |
| 2026-03-24 | Contingent | $980,000 |
| 2026-03-06 | Price change | $980,000 |
| 2025-05-14 | Listed for sale | $995,000 |
| 2023-10-01 | Listing removed | -- |
| 2023-09-15 | Price change | $996,000 |
| 2023-08-27 | Price change | $1,065,000 |
| 2023-07-24 | Price change | $1,090,000 |
| 2023-06-16 | Price change | $1,140,000 |
| 2023-06-02 | Price change | $1,165,000 |
| 2023-05-08 | Listed for sale | $1,190,000 |
| 2023-03-25 | Contingent | $1,190,000 |
| 2022-12-20 | Listed for sale | $1,190,000 |
| 2015-02-17 | Listing removed | $399,999 |
| 2014-07-16 | Listed for sale | $399,999 |
| 2013-10-10 | Listing removed | $379,900 |
| 2013-09-09 | Price change | $379,900 |
| 2012-08-10 | Price change | $399,900 |
| 2012-06-01 | Listed for sale | $429,900 |
| 2010-08-08 | Listing removed | $499,900 |
| 2010-06-23 | Price change | $499,900 |
| 2010-04-24 | Listed for sale | $525,000 |
For Sale by Agent
View on Zillow