See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

300 S Joyce St, Waco, TX, 76705

3beds
2baths
1,185sqft
$228,000
$192price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home, offering both comfort and strong investment potential. Featuring a spacious layout and a large 2-car garage, this property provides ample room for everyday living and storage. The home was fully remodeled in 2025, showcasing modern finishes and updated features throughout, making it an attractive and low-maintenance option for homeowners and investors alike. Currently tenant-occupied, this property presents an excellent opportunity for immediate rental income. Whether you're looking to expand your investment portfolio or secure a turnkey rental property, this home is ready to deliver. Don’t miss out on this high income-producing property with recent upgrades and long-term potential.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

1/10
3/10
3/10
Connally High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,185 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 10

Master Bedroom

  • Level: First
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 200356000153002
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 9,191 sqft

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,152$13,824
Home Insurance *$217$2,604
Property Taxes $364$4,368
Electricity $238$2,859
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 76705$145
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76705$151
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$226,000
2026-08-07Listing removed--
2026-06-25Listed for sale$228,000
2026-02-21Listing removed$228,500
2025-09-17Price change$228,500
2025-08-20Listed for sale$230,000
2025-01-23Sold--
2023-07-13Sold--
2023-06-15Pending sale$219,000
2023-06-12Price change$219,000
2023-05-23Price change$225,000
2023-05-16Listed for sale$235,000
2023-05-15Pending sale$235,000
2023-05-08Listed for sale$235,000
2012-03-17Listing removed$76,000
2012-03-02Listed for sale$76,000
2009-05-05Sold--

For Sale by Agent

AgentCollin Coats
BrokerageBentwood Realty

Similar Homes