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1026 La Clede St, Waco, TX, 76705

3beds
2baths
1,528sqft
$264,900
$173price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

Welcome to 1026 La Clede Street – a fully reimagined 1940 Craftsman that blends timeless character with modern luxury. Taken completely down to the studs and rebuilt in 2025–2026, this 1,528 sq ft home offers the peace of mind of new construction while preserving its classic charm. Every major component has been replaced: new plumbing, HVAC, roof, electrical, flooring, appliances and more. Step inside to a bright, open-concept layout featuring luxury flooring, recessed lighting, and designer fixtures throughout. The kitchen is truly the heart of the home, showcasing granite countertops, a large island with sink, pot filler, stainless steel appliances (2026) including refrigerator, dishwasher, and electric oven with built-in air fryer. Custom cabinetry, modern hardware, and statement lighting complete the space. Just off the back door you’ll find a functional mud area perfect for daily organization. The spacious primary and secondary bedrooms offer flexibility, while the updated bathrooms reflect clean, modern finishes. Outside is where this property truly shines. Enjoy a huge, fenced backyard with mature trees, a charming pergola perfect for outdoor gatherings, and plenty of room to entertain, garden, or play. Car enthusiasts and hobbyists will appreciate the 2-car carport plus a detached 4-car garage with dedicated workshop space—an incredibly rare find. This is more than a remodel—it’s a full transformation. Classic Craftsman curb appeal, brand-new systems, exceptional outdoor living, and unmatched storage make this home truly stand out.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

2/10
3/10
La Vega High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Electric Water Heater,Disposal,Refrigerator,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,In Hall

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 15

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 13 x 14

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Open Floorplan,Cable TV,Walk-In Closet(s)
  • Flooring: Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,528 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Pantry,Pot Filler
  • Level: First
  • Dimensions: 10 x 18

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 19

Master Bathroom

  • Features: Granite Counters
  • Level: First
  • Dimensions: 10 x 5

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 280220000046005

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Side Porch
  • Exterior features: Storage
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Interior Lot,Irregular Lot,Lawn,Landscaped,Subdivision,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Covered,Door-Multi,Driveway,Garage Faces Front,Garage,Oversized,Porte-Cochere,Tandem,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$253$3,036
Property Taxes $495$5,940
Electricity $238$2,859
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 76705$144
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76705$151
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$279,750
2026-02-19Listed for sale$284,750

For Sale by Agent

AgentKristi Hiller
BrokerageCENTURY 21 Judge Fite

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