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3103 Mockingbird Ln, Moody, TX, 76557

4beds
2baths
3,242sqft
$675,000
$208price/sqft
$5,048/moest. monthly cost
$201,920/yrincome needed

About This Home

Completely remodeled and move-in ready, 3103 Mockingbird Lane in Moody delivers high-end design, room to breathe, and the sought-after Lorena ISD zoning buyers keep asking for. Every inch of this home has been thoughtfully updated with premium finishes, durable LVP flooring throughout, and a layout built for real life. Two spacious living areas give everyone space to spread out, and a private bedroom tucked beside the second living space makes an ideal in-law suite, guest retreat, or multigenerational setup. A versatile bonus room flexes as a home office, hobby space, or extra storage. The value doesn't stop at the finishes. This property has been rewired, replumbed, and had foundation work professionally completed with a transferable warranty — meaning peace of mind is already built in. A detached garage adds even more storage and workspace. Best of all, the property includes a separate 2-bed, 1-bath guest house — perfect for extended family, guests, a rental opportunity, or a private home office. With no HOA, you have the freedom to make it your own: bring the chickens, spread out, and soak in the gorgeous Central Texas sunsets. Homes with this combination of updates, acreage-lifestyle freedom, and Lorena ISD access don't come along often.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Lorena Elementary SchoolGrades 3-52.6 mi
9/10
Lorena Middle SchoolGrades 6-82.4 mi
8/10
Lorena High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Cable TV,Vaulted Ceiling(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,242 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 300087000025017

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 5.01 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$388$4,656
Property Taxes $892$10,704
Electricity $355$4,271
Total$5,048$60,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,074/yr
40% on housing$151,440/yr
45% on housing$134,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 76557$289
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76557$215
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$675,000
2025-07-28Listing removed$675,000
2025-06-19Listed for sale$675,000
2024-08-01Sold--
2024-06-21Pending sale$289,900
2024-06-13Listed for sale$289,900
2024-06-10Pending sale$289,900
2024-06-03Price change$289,900
2024-04-18Price change$325,000
2024-03-14Price change$340,000
2024-02-23Listed for sale$350,000

For Sale by Agent

AgentJennifer McCaslin
BrokerageKelly, Realtors

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