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14690 Chapel Rd, Chapel, TX, 76655

5beds
6baths
5,639sqft
$1,975,000
$350price/sqft
$14,019/moest. monthly cost
$560,760/yrincome needed

About This Home

Luxury, acreage, and timeless design in Lorena, Texas. Built by prestigious Alford Company, this exceptional custom home sits in 6.47 acres is truly one-of-a kind. From the moment you step inside, you’re welcomed by a grand entry that sets the tone for the elegance found throughout the home. Beautifully designed for both everyday living and entertaining, the interior features a spacious formal dining room and an expansive family room complete with custom built-ins, stunning picture windows, and a striking wood-burning fireplace. The chef’s kitchen is the heart of the home, thoughtfully designed for gathering with family and hosting with ease. Featuring granite countertops, custom cabinetry, double ovens, and a large walk-in pantry, this space offers both beauty and function in every detail. The private primary suite is a true retreat, offering generous space, beautiful natural light through oversized picture windows, and a spa-like bath designed for relaxation. Enjoy double vanities, a massive walk-in shower, a soaking tub, and an oversized walk-in closet. Designed with family living in mind, four spacious bedrooms arranged with two Jack-and-Jill bathrooms. A bright, sun-filled game room provides the perfect space for play and entertainment. Upstairs, an additional living space complete with kitchenette, full bath, and bonus room—ideal for guests, or a private in-law suite. Step outside to the true jewel of the property. The covered back patio is made for gathering and enjoying peaceful Texas evenings, overlooking a beautiful backyard with a playscape and ample space for a future resort-style pool. Beyond the yard, the property transforms into a private natural retreat with mature trees, a flowing creek, charming bridges, hiking and biking trails, swings, and even a special camping spot for unforgettable family memories. This remarkable property offers the rare combination of luxury, land, and lifestyle—all just minutes from Waco and Woodway!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
Lorena Primary SchoolGrades PK-24.6 mi
9/10
Lorena Middle SchoolGrades 6-84.7 mi
8/10
Lorena High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Bonus Room

  • Level: Second
  • Dimensions: 0 x 0

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Family Room

  • Level: Second
  • Dimensions: 0 x 0

Features

  • Built-in Features,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning Stove
  • Fireplace: Yes

Great Room

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 5,639 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Office

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 300424000003039
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Rooftop,Covered
  • Exterior features: Garden,Lighting,Playground
  • Fencing: Fenced,Full,Gate,Other,Wire
  • On waterfront: Yes
  • Waterfront features: Creek
  • Residential vegetation: Grassed,Partially Wooded,Wooded

Lot

  • Lot size: 6.47 Acres
  • Features: Acreage,Back Yard,Cleared,Lawn,Landscaped,Many Trees,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener,Gated,Lighted,Paved,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$1,405$16,860
Property Taxes $2,009$24,108
Electricity $619$7,430
Total$14,019$168,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$480,651/yr
40% on housing$420,570/yr
45% on housing$373,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 76655$193
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76655$179
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$2,150,000
2014-09-08Sold--
2014-08-09Price change$239,900
2014-07-27Price change$249,900
2014-07-08Price change$258,900
2014-06-20Price change$268,900
2014-05-21Listed for sale$279,900

For Sale by Agent

AgentReagan Franco
BrokerageTexas Luxury and Land

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