See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

515 W 6th St, Mc Gregor, TX, 76657

3beds
2baths
1,372sqft
$225,000
$164price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Classic character and thoughtful updates come together in this three-bedroom, two-bath home on a corner lot in McGregor. Priced at $225,000, the approximately 1,400-square-foot home sits beneath mature shade trees and offers an inviting layout filled with natural light. Inside, original wood flooring runs throughout much of the home, adding warmth and character to the spacious living areas and bedrooms. The updated kitchen features white cabinetry, granite countertops, a tile backsplash, stainless appliances, a gas range, and plenty of workspace for everyday cooking and entertaining. The primary bedroom includes a private bathroom, while the additional bedrooms provide flexible space for guests, an office, or hobbies. Out back, a large wooden deck built around a mature tree creates a naturally shaded setting for grilling, gathering, or relaxing at the end of the day. The fenced yard, covered parking, and additional outdoor space add to the home’s everyday functionality. Located in an established McGregor neighborhood with convenient access to local amenities and an easy drive into Waco, this property offers a strong combination of character, comfort, and value.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
5/10
7/10
McGregor High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: First
  • Dimensions: 0 x 0

Features

  • Granite Counters

Interior Area

  • Total interior livable area: 1,372 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 137188

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$226$2,712
Property Taxes $221$2,652
Electricity $238$2,859
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 76657$189
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76657$173
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$225,000
2026-07-16Listed for sale$225,000
2016-09-19Sold--
2016-08-17Listed for sale$73,000
2014-01-24Listing removed$34,900
2013-10-30Price change$34,900
2013-09-25Price change$39,900
2013-08-24Price change$44,900
2013-07-05Price change$49,900
2013-06-01Price change$54,900
2013-04-26Listed for sale$59,900
2013-02-15Sold--

For Sale by Agent

AgentNick Schwedock II
BrokerageBentwood Realty

Similar Homes