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1503 W 10th St, Mc Gregor, TX, 76657

2beds
2baths
1,002sqft
$135,000
$135price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

At this price point in McGregor, you don't often find a home that's livable today and has room to build value tomorrow. 1503 W 10th delivers exactly that — a clean, functional 2-bedroom, 1.5-bath home ready for immediate occupancy, with cosmetic renovation opportunities that could significantly increase its value over time. The newly updated bath and covered carport give you a solid foundation to work from, while the rest of the home offers a blank canvas for your own updates and finishes — on your timeline, at your pace. The 1,002 sq ft layout is practical and efficient, and the generous 7,000 sq ft lot adds outdoor potential that's increasingly hard to find at this price. Built in 1952 with sturdy construction, this home has good bones and a location that backs it up — just minutes from McGregor schools, local amenities, and an easy commute to Waco via Highway 84. Live in it now. Make it yours over time. The value is already there — you'd just be adding to it. Schedule your showing today.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
McGregor Primary SchoolGrades PK-10.4 mi
5/10
7/10
McGregor High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Dimensions: 0 x 0

Features

  • Cable TV

Interior Area

  • Total interior livable area: 1,002 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 341350000066004
  • Other equipment: Satellite Dish
  • Exclusions: Refrigerator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$136$1,632
Property Taxes $93$1,116
Electricity $238$2,859
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 76657$191
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76657$173
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$135,000
2026-03-03Listed for sale$140,000

For Sale by Agent

AgentStacey Ehler
BrokerageBentwood Realty

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