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693 McLaughlin Rd, Woodway, TX, 76712

4beds
3baths
2,815sqft
$515,000
$183price/sqft
$3,654/moest. monthly cost
$146,160/yrincome needed

About This Home

MOTIVATED SELLER!!!! 2.75% assumable VA loan is available for qualified buyers!!!! Discover serene living in this beautifully updated 4-bedroom, 2.5-bath home nestled in Woodway, TX and zoned in Midway ISD. Thoughtfully renovated to blend modern comforts with timeless elegance, this residence offers an ideal retreat for those seeking both space and tranquility. Step inside to find a spacious, light-filled interior adorned with fresh paint and new carpet and luxury vinyl plank throughout. The expansive living areas boast large windows and crown molding, creating a welcoming atmosphere in every room. Updated lighting and hardware provide a modern touch. The isolated primary suite is a true sanctuary, complete with a new bathtub and shower, providing a spa-like experience. In addition, the guest bathroom has an updated tub, ensuring comfort for all. Three additional large bedrooms offer ample space for relaxation, while an extra study or storage room off the utility area provides versatile options for work or play. Outdoor enthusiasts will appreciate the 2.6-acre property, fully equipped with horse fencing and a massive 36'x120' barn. This impressive structure features 20 stalls, making it the perfect haven for equestrian lovers or those seeking abundant storage space. This unique property combines the serenity of rural living with proximity to amenities and services in Waco. It's an opportunity not to be missed for those dreaming of a quiet, yet connected lifestyle. A 2.75% assumable VA loan is available for qualified buyers!!!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10
Midway High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Granite Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,815 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 360084000021000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered,Front Porch
  • Fencing: Barbed Wire

Lot

  • Lot size: 2.61 Acres
  • Features: Acreage,Cleared

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Door-Multi,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$349$4,188
Property Taxes $392$4,704
Electricity $309$3,709
Total$3,654$43,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,280/yr
40% on housing$109,620/yr
45% on housing$97,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 76712$184
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76712$175
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$515,000
2026-05-01Price change$539,900
2026-04-22Price change$550,000
2026-03-24Price change$559,900
2026-03-11Price change$574,900
2026-02-25Listed for sale$599,000
2018-07-04Sold--
2018-05-24Pending sale$399,000
2018-04-10Price change$399,000
2018-03-25Listed for sale$418,000

For Sale by Agent

AgentAndrea Ridgway
BrokerageColdwell Banker Apex, REALTORS

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