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640 Ivy Ann Dr, Woodway, TX, 76712

4beds
3baths
2,623sqft
$382,000
$146price/sqft
$2,906/moest. monthly cost
$116,240/yrincome needed

About This Home

Don’t miss this spacious 4-bedroom, 3-bath home in the heart of Woodway featuring two primary suites, each with its own private bath. All bedrooms are generously sized, and updated walk-in showers add style and comfort. The home offers wood-look tile flooring, a vaulted living room with wood beams, and a fireplace that can be wood-burning or gas. The kitchen is well-appointed with granite counters, double ovens, cooktop, and pantry. There is a detached 2 car garage plus 1 car carport or covered storage. The backyard is a great size with space to add a pool. It is fully fenced with wood privacy with fenced gates. Conveniently located near I-35 and Hwy 6, just minutes from shopping, the Arboretum, and Lake Waco. Location, location, location! This property is also available for lease.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Woodway Elementary SchoolGrades PK-50.5 mi
8/10
8/10
Midway High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Disposal,Gas Water Heater,Microwave,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cable TV,Vaulted Ceiling(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,623 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 362760000006008
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Wood

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,931$23,172
Home Insurance *$258$3,096
Property Taxes $429$5,148
Electricity $288$3,456
Total$2,906$34,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,634/yr
40% on housing$87,180/yr
45% on housing$77,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 76712$185
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76712$175
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$387,000
2026-03-19Price change$397,000
2026-01-23Price change$405,000
2025-11-07Price change$415,000
2025-09-29Price change$430,000
2025-05-16Price change$457,275
2025-02-13Listed for sale$462,995

For Sale by Agent

AgentAnel Tapia
BrokerageTexas Premier Realty

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