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606 6th St, Moody, TX, 76557

3beds
1baths
1,252sqft
$170,000
$136price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

Situated on nearly half an acre, this open-concept home offers a flexible layout with space to grow, gather, and relax. The first floor features two generously sized bedrooms along with bright, open living and dining areas that flow naturally into the kitchen, making everyday living and entertaining easy and comfortable. Upstairs, you’ll find a spacious additional bedroom or flex space that works well as a third bedroom, home office, game room, or guest retreat, providing versatility for a variety of needs and lifestyles. The large lot offers room to enjoy the outdoors, garden, entertain, or simply spread out, all while being part of a quiet community setting. Located in Moody, this home provides the best of both worlds: close enough for convenient access to shopping, dining, and entertainment in nearby Waco, while still offering the feel of a smaller town with a relaxed pace of life. With its combination of space, layout flexibility, and location, this property offers a comfortable setting for those seeking room to breathe without giving up access to city conveniences. Buyer will need to get new survey. Pictures are from 2023 move in.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Moody Elementary SchoolGrades K-40.6 mi
7/10
Moody Middle SchoolGrades 5-80.7 mi
4/10
Moody High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1911

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 14 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Cable TV
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,252 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 16 x 14

Master Bedroom

  • Level: First
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 380015000048003

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$97$1,164
Property Taxes $296$3,552
Electricity $238$2,859
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 76557$299
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76557$215
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$174,000
2026-02-05Price change$175,000
2026-01-15Listed for sale$200,000
2023-10-25Sold--
2023-09-22Pending sale$199,999
2023-09-13Contingent$199,999
2023-09-11Pending sale$199,999
2023-08-18Price change$199,999
2023-08-04Price change$209,999
2023-07-10Listed for sale$224,999
2023-07-05Pending sale$224,999
2023-06-10Price change$224,999
2023-05-19Price change$248,999
2023-04-12Price change$249,999
2023-03-28Listed for sale$270,000
2019-07-31Sold--
2019-06-13Pending sale$56,000
2019-06-06Price change$56,000
2019-04-19Price change$63,000
2019-02-13Listed for sale$70,000
2018-03-02Listing removed$70,000
2018-02-22Price change$70,000
2017-11-09Listed for sale--

For Sale by Agent

AgentDawn Lawrence
BrokerageeXp Realty LLC

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