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603 N 10th St, Waco, TX, 76701

2beds
2baths
1,072sqft
$143,000
$133price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

Zoned O-2 and located just blocks from downtown, this property is packed with opportunity. The existing home could be renovated and brought back to life, or a builder could take advantage of the lot and start fresh with new construction. The O-2 zoning allows for a wide range of possibilities including commercial use, short-term rentals, and a variety of mixed-use options, making it an attractive opportunity for investors, developers, or business owners. Alley access at the rear of the property adds valuable flexibility for parking, access, or future building options. The location is another major highlight, with a new coffee shop planned just two blocks away and additional walkable retail and neighborhood amenities in the works nearby. As this pocket near downtown continues to grow and improve, properties like this offer a rare chance to get in early and capitalize on the momentum.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
1/10
3/10
Waco High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,072 sqft

Living Room

  • Level: First
  • Dimensions: 10 x 15

Master Bedroom

  • Level: First
  • Dimensions: 8 x 10

Property

Details

  • Parcel number: 480033000004003

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 7,535 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $723$8,676
Home Insurance *$44$528
Property Taxes $262$3,144
Electricity $238$2,859
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 76701$207
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76701$236
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Listed for sale$145,000
2024-09-19Sold--
2024-08-10Pending sale$149,000
2024-06-14Listed for sale$149,000
2023-05-26Sold--
2023-05-23Pending sale$125,000
2023-05-19Listed for sale$125,000
2023-05-15Pending sale$125,000
2023-05-11Listed for sale$125,000
2023-05-01Pending sale$125,000
2023-04-27Listed for sale$125,000
2023-04-21Pending sale$125,000
2023-04-17Price change$125,000
2023-03-18Price change$129,000
2023-02-25Price change$134,000
2023-02-11Listed for sale$139,000

For Sale by Agent

AgentJacob Sloan
BrokerageEG Realty

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