2004 N 40th St, Waco, TX, 76707
About This Home
Charming and move-in ready, this 4-bedroom, 2-bath home is tucked away on a quiet dead-end street in an established Waco neighborhood. Thoughtfully designed for comfortable everyday living, the functional layout features inviting living and dining spaces with a natural flow ideal for both relaxing and entertaining. The primary suite provides a comfortable retreat with large closet and bathroom, while two additional bedrooms. In addition. Home has office space that is spacious in size. Step outside to enjoy the covered back patio, perfect for morning coffee, weekend grilling, or unwinding at the end of the day. Additional features include one car garage, fenced yard, beautiful trees. Located near shopping, dining, schools, library, parks and hospitals , this home blends comfort, functionality, and location. Priced to sell.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1948
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
- Laundry features: Common Area,Washer Hookup,Dryer Hookup,ElectricDryer Hookup,In Kitchen
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,Pantry,Walk-In Closet(s)
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,332 sqft
Kitchen
- Level: First
- Dimensions: 13 x 9
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 15 x 11
Master Bathroom
- Level: First
- Dimensions: 10 x 5
Master Bedroom
- Level: First
- Dimensions: 18 x 12
Property
Details
- Parcel number: 480037020082009
- Exclusions: See exclusion form.
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Patio,Covered
- Fencing: Back Yard,Fenced,Wood
- Residential vegetation: Grassed
Lot
- Lot size: 7,318 sqft
- Features: Cleared
Parking
- Total spaces: 1
- Parking features: Direct Access,Door-Single,Driveway,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $175 | $2,100 |
| Electricity | $238 | $2,859 |
| Total | $1,569 | $18,828 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $185,000 |
| 2026-07-09 | Price change | $189,999 |
| 2026-06-05 | Price change | $195,000 |
| 2026-05-18 | Listed for sale | $199,900 |
| 2020-11-17 | Sold | -- |
| 2020-10-09 | Pending sale | $149,500 |
| 2020-10-07 | Price change | $149,500 |
| 2020-09-15 | Listed for sale | $155,500 |
| 2009-12-23 | Listing removed | $29,900 |
| 2009-11-08 | Price change | $29,900 |
| 2009-09-18 | Listed for sale | $42,900 |
| 2009-08-10 | Sold | -- |
For Sale by Agent
View on Zillow