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1610 N 10th St, Waco, TX, 76707

2beds
1baths
897sqft
$45,000
$50price/sqft
$593/moest. monthly cost
$23,720/yrincome needed

About This Home

Located in the shadow of Cameron Park, this property presents an opportunity for buyers ready to bring their vision to life. In need of a complete makeover, the home provides a blank canvas with endless possibilities for renovation, customization, or investment. Whether you're looking to restore its character, create your dream home, or add value through improvements, the potential is there. Conveniently situated near the park, trails, and the amenities of central Waco, this property combines a desirable location with the chance to build equity through your own updates and design ideas. Bring your imagination and make it your own.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
1/10
G W Carver MiddleGrades 6-81.6 mi
3/10
Waco High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Laminate,Vinyl,Wood

Interior Area

  • Total interior livable area: 897 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 165972

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,492 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$46$552
Property Taxes $82$984
Electricity $238$2,859
Total$593$7,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,331/yr
40% on housing$17,790/yr
45% on housing$15,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$100
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$45,000

For Sale by Agent

AgentGreg Clark
BrokerageEG Realty

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