3740 Chimney Ridge Dr, Waco, TX, 76708
About This Home
Located in the established Chimney Hill subdivision, this spacious residence offers the perfect blend of comfort, functionality, and privacy. Situated on an expansive approximately 0.57-acre lot, this impressive 7-bedroom, 4.5-bath home provides plenty of space for growing families or entertaining guests. Step inside to discover generous living areas filled with abundant natural light and a classic, functional layout designed for both everyday living and special gatherings. The home features two cozy fireplaces that create warm and inviting focal points in the main living area and den. Well-proportioned bedrooms offer flexibility for guest rooms, home offices, hobby spaces, or additional living needs. Outside, the oversized lot presents endless possibilities for outdoor living, home includes a heated pool and hot tub, and Koi pond. Come enjoy the privacy and mature surroundings. As an added bonus, all outdoor finishings are included.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Ice Maker,Refrigerator,Wine Refrigerator,Double Oven,Trash Compactor,Microwave,Gas Cooktop,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- High Ceilings,3 Bedrooms Up,2 Primary Bedrooms,Primary Bed - 1st Floor
- Flooring: Carpet,Engineered Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Outside,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 5,057
- Total interior livable area: 5,057 sqft
Kitchen
- Features: Breakfast Bar,Kitchen open to Family Room
Master Bathroom
- Features: Full Secondary Bathroom Down,Half Bath,Primary Bath: Double Sinks,Primary Bath: Jetted Tub,Primary Bath: Separate Shower
Property
Details
- Parcel number: 480090040059147
Features
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Pool/Spa Combo,Salt Water
- Patio & porch: Covered
- Exterior features: Back Green Space,Outdoor Kitchen,Side Yard,Sprinkler System
- Has spa: Yes
- Spa features: Private
- Fencing: Back Yard,Full
Lot
- Lot size: 0.57 Acres
- Features: Corner Lot,1/4 Up to 1/2 Acre
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,472 | $77,664 |
| Home Insurance * | $913 | $10,956 |
| Property Taxes | $1,596 | $19,152 |
| Electricity | $555 | $6,663 |
| Total | $9,536 | $114,432 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $1,220,000 |
| 2026-03-14 | Price change | $1,280,000 |
| 2026-01-09 | Price change | $1,345,500 |
| 2025-09-05 | Price change | $1,265,000 |
| 2025-08-08 | Price change | $1,400,000 |
| 2025-05-16 | Listed for sale | $1,499,900 |
View on Zillow