See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1029 N 45th St, Waco, TX, 76710

5beds
3baths
2,626sqft
$335,000
$128price/sqft
$2,879/moest. monthly cost
$115,160/yrincome needed

About This Home

Beautifully renovated from top to bottom, this stunning single-story home blends modern comfort with timeless character in the heart of Waco. Featuring 5 spacious bedrooms, 3 fully updated bathrooms, and 2,626 sq ft of reimagined living space, this home feels brand-new the moment you walk through the door. Step inside to an impressive interior renovation showcasing all-new finishes, updated fixtures, fresh flooring, and thoughtfully redesigned living areas perfect for today’s lifestyle. The stylish kitchen, refreshed bathrooms, and open, inviting spaces create a warm and move-in-ready atmosphere. The luxurious primary suite is a standout, complete with a huge walk-in closet rarely found at this price point. Whether you need extra storage, dressing space, or simply a private retreat, this closet delivers exceptional functionality and style. A durable metal roof adds long-term value and peace of mind, pairing beautifully with the home’s refreshed interior. The large lot offers plenty of room for outdoor enjoyment, gardening, or entertaining, and the 2-car garage provides convenience and additional storage. Located in the established Brookview, Crestview area, this fully updated home is close to schools, parks, and everyday amenities—making it an excellent choice for families, multi-generational living, or anyone seeking a turnkey home with abundant space.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-81.3 mi
3/10
Waco High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,In Hall

Bedroom

  • Level: First
  • Dimensions: 17 x 15

Bedroom

  • Level: First
  • Dimensions: 15 x 8

Bedroom

  • Level: First
  • Dimensions: 16 x 12

Bedroom

  • Level: First
  • Dimensions: 16 x 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,Pantry,Walk-In Closet(s)

Interior Area

  • Total interior livable area: 2,626 sqft

Master Bedroom

  • Level: First
  • Dimensions: 19 x 16

Property

Details

  • Parcel number: 480106010131007

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$284$3,408
Property Taxes $614$7,368
Electricity $288$3,460
Total$2,879$34,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,708/yr
40% on housing$86,370/yr
45% on housing$76,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$149
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$349,999
2026-02-02Price change$364,999
2025-12-10Listed for sale$375,000
2017-08-17Sold--
2017-07-28Pending sale$110,777
2017-06-22Listed for sale$110,777

For Sale by Agent

AgentMaria Villalobos
BrokerageeXp Realty, LLC Waco

Similar Homes