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2700 Cumberland Ave, Waco, TX, 76707

3beds
1baths
1,232sqft
$159,500
$129price/sqft
$1,507/moest. monthly cost
$60,280/yrincome needed

About This Home

Charming home nestled in the desirable Dean Highland neighborhood, offering timeless character and classic appeal. This well-loved three-bedroom, one-bath residence features original hardwood floors, inviting living spaces, and the warmth and craftsmanship of its era. Situated on a spacious corner lot, the property is surrounded by mature trees and boasts a large fenced backyard perfect for outdoor gatherings, gardening, or relaxing in a private setting. Enjoy year-round comfort with central air conditioning and heat while appreciating the vintage details that make this home unique. A wonderful opportunity to own a piece of Dean Highland charm with room to make it your own.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

1/10
1/10
G W Carver MiddleGrades 6-82.8 mi
3/10
Waco High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,Paneling/Wainscoting
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,232 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 170425

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch

Lot

  • Lot size: 8,232 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $806$9,672
Home Insurance *$165$1,980
Property Taxes $298$3,576
Electricity $238$2,859
Total$1,507$18,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,668/yr
40% on housing$45,210/yr
45% on housing$40,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$99
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$159,500
2026-08-08Contingent$159,500
2026-08-08Pending sale$159,500
2026-08-03Price change$159,500
2026-07-27Price change$165,000
2026-07-01Listed for sale$174,900
2019-08-30Sold--
2019-07-31Pending sale$109,900
2019-07-26Listed for sale$109,900
2014-10-31Sold--
2014-05-04Price change$77,500
2014-01-24Listed for sale$79,995
2013-12-01Listing removed$74,995
2013-11-05Price change$74,995
2013-07-18Price change$79,995
2013-06-22Price change$84,750
2013-05-28Listed for sale$89,750
2010-07-02Listing removed$89,500
2010-05-30Listed for sale$89,500
2010-04-24Listing removed$79,500
2010-03-05Price change$79,500
2009-11-07Price change$89,500
2009-09-20Price change$94,500
2009-07-22Listed for sale$97,500

For Sale by Agent

AgentJimmy Webster
BrokerageAG Real Estate & Associates

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