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2923 Live Oak Ave, Waco, TX, 76708

2beds
2baths
1,591sqft
$237,500
$149price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Welcome to a beautifully preserved piece of history, a 90-year-old home that effortlessly blends character, original charm, and thoughtful functionality. From the moment you step inside, you’ll appreciate the warmth and personality that only a well-cared-for, classic home can provide. The centerpiece of the main living space is a gorgeous, non-functional fireplace that offers not only a nostalgic nod to the past but also presents an opportunity to create two inviting sitting areas. Whether you envision a cozy reading nook paired with a conversational gathering space, or a welcoming entertaining area balanced with a retreat for quiet reflection, the layout offers flexibility to suit your lifestyle. The formal dining room is a bright, inviting space, flooded with natural light that dances across the original hardwood floors. It’s a room made for everyday family dinners, special holiday gatherings, and everything in between. The overall design of the home embraces simplicity, offering a cozy and functional 2-bedroom, 2-bath layout that fits a range of needs—ideal for first-time homeowners, those looking to downsize for retirement, or investors seeking a charming property with great potential. The home extends its comfort and appeal outdoors with a generously sized, fenced-in backyard. Mature trees provide both shade and a sense of tranquility, making this space perfect for leisurely afternoons, gardening, entertaining, or simply enjoying nature. Every corner of the property reflects a sense of care, comfort, and timelessness, creating an atmosphere where you’ll feel at home the moment you arrive. This is not just a house—it’s an opportunity to live in a space that respects its history while offering the essentials of modern living. A property where charm and simplicity come together to offer something truly special.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
1/10
3/10
Waco High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Ice Maker,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Paneling/Wainscoting
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,591 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480122000278004
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,927 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,200$14,400
Home Insurance *$169$2,028
Property Taxes $253$3,036
Electricity $238$2,859
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 76708$129
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76708$156
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Price change$239,990
2025-07-21Price change$246,000
2025-05-16Listed for sale$249,000
2025-05-10Pending sale$249,000
2025-04-15Price change$249,000
2025-01-30Price change$249,900
2024-12-12Price change$259,900
2024-11-11Listed for sale$269,000
2024-09-30Listing removed$269,000
2024-07-30Listed for sale$269,000
2022-09-30Sold--
2022-08-30Pending sale$245,000
2022-08-27Listed for sale$245,000
2020-09-29Listing removed$115,000
2020-08-28Pending sale$115,000
2020-08-26Listed for sale$115,000
2020-08-10Pending sale$115,000
2020-08-03Listed for sale$115,000
2012-05-16Sold--
2011-10-27Listed for sale$94,900
2009-10-26Sold--

For Sale by Agent

AgentJordan Alders
BrokerageColdwell Banker Apex, REALTORS

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