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2803 Ross Ave, Waco, TX, 76711

2beds
1baths
930sqft
$180,000
$194price/sqft
$1,640/moest. monthly cost
$65,600/yrincome needed

About This Home

Like-new construction, without the new construction price tag! This completely remodeled, move-in-ready home delivers modern comfort and long-term peace of mind at a price point that beats nearby new builds. Located in South Waco, this 2-bedroom, 1-bath home offers comfort in an area seeing exciting growth with a new neighborhood being constructed nearby. This home was renovated from the ground up, with every major system replaced or upgraded: foundation work, HVAC, plumbing, electrical, roof, siding, windows, and sheetrock. That means the peace of mind of new construction, at a fraction of the cost. Recent finishing touches include a updated flooring, fresh paint throughout, new utility room and installed HVAC when the house did not have it before. Inside, the home offers a clean, modern layout with stylish finishes. The kitchen shines with granite countertops and comes complete with a stove and refrigerator. Fully renovated, move-in ready, and packed with extras that most homes at this price simply don't have.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
2/10
3/10
University High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 930 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480128000039007

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 8,250 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$162$1,944
Property Taxes $330$3,960
Electricity $238$2,859
Total$1,640$19,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,228/yr
40% on housing$49,200/yr
45% on housing$43,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 76711$80
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76711$148
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$180,000
2026-06-05Price change$187,500
2026-06-01Listed for sale$190,000
2026-05-06Pending sale$190,000
2026-04-26Contingent$190,000
2026-04-19Price change$190,000
2026-03-27Listed for sale$193,000
2025-07-09Sold--
2025-06-12Pending sale$95,000
2025-05-19Price change$95,000
2025-04-30Listed for sale$100,000

For Sale by Agent

AgentJonathan Olvera
BrokerageWeichert, Realtors - The Eastland Group

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