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3020 N 43rd St, Waco, TX, 76710

3beds
2baths
2,104sqft
$435,000
$207price/sqft
$3,250/moest. monthly cost
$130,000/yrincome needed

About This Home

Perhaps the most coveted of a spectacularly small group of mid-century modern homes scattered across Waco, this peerless property showcases the hallmark design elements and distinctive, restrained design which makes these exceptionally rare properties so sought after. The former residence of acclaimed architect Robert S. Bennett, who penned the majority of Waco's MCM homes, the 2,104 square foot home was constructed in 1978 by Mr. Bennett and his sons. Overlooking Landon Branch, which feeds Lake Waco, the three bedroom, two bathroom home is secluded, private, and set amongst the trees in dramatic fashion. Benefitting from two living areas, a formal dining room, and large, den like mudroom, the flexible floorplan well serves modern needs while the aesthetic reclaims the past with many period elements preserved while the updates, which exceeded $200,000 in cost, were carefully selected to work in unison with original elements. Beneath the home, a wrap around deck is accessible via a new staircase or inclined deck where a large work shop offers exceptional storage or even potential conversion to guest quarters. Beyond the deck, the property encompasses .38 acres of wooded ravine just waiting to be explored or even transformed into a spectacular outdoor space. Certainly one of the most architecturally significant homes in Waco, this distinctive property is now offered for an approachable price in a move-in ready condition. Please call or text to secure your showing of this one of a kind Waco icon.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-82.5 mi
3/10
Waco High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,High Speed Internet,Cable TV
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,104 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 24 x 18

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 18 x 16

Property

Details

  • Parcel number: 173757

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Fencing: None

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Garage Faces Front
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$368$4,416
Property Taxes $445$5,340
Electricity $238$2,859
Total$3,250$39,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,428/yr
40% on housing$97,500/yr
45% on housing$86,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$147
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$500,000
2025-10-31Listed for sale$550,000
2025-09-01Listing removed$485,000
2025-06-29Price change$485,000
2025-06-12Price change$520,000
2025-05-09Listed for sale$550,000
2022-03-28Sold--
2022-02-04Pending sale$350,000
2022-01-17Listed for sale$350,000
2021-12-31Sold--
2021-11-29Pending sale$263,000
2021-11-25Listed for sale$263,000

For Sale by Agent

AgentMatthew McLeod
BrokerageThe McLeod Company

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