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316 Garden Dr, Waco, TX, 76706

3beds
2baths
1,485sqft
$330,000
$222price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Come see the charm. Tucked among mature trees near Baylor University, this delightful 3-bedroom cottage with a dedicated office is one of the earliest projects by Chip and Joanna Gaines. Showcasing the signature warmth and character that would later define their iconic style, the home blends vintage charm with thoughtful updates. The storybook setting is perfect for students, personal retreat or an investment property for rental. A spacious backyard with storage adds versatility, while the prime location makes it ideal for hobbies gardening, or entertaining. Own a piece of Waco history connected to the beginnings of a beloved design legacy. There is a brand new roof with grade 4 shingles. New Water Heater.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

1/10
2/10
3/10
University High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Ice Maker,Microwave,Refrigerator
  • Laundry features: Common Area,Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Window features: Skylight(s),Window Coverings
  • Flooring: Carpet,Concrete,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,485 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480053500010020

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Covered,Front Porch
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Chain Link,Gate

Lot

  • Lot size: 9,191 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Paved
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$195$2,340
Property Taxes $605$7,260
Electricity $238$2,859
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 76706$158
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76706$176
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$335,000
2025-04-09Listing removed$1,995
2025-04-08Listed for rent$1,995
2025-04-08Listing removed$1,995
2025-03-19Price change$1,995
2025-02-11Listed for rent$2,100
2024-09-14Listing removed$2,100
2024-08-27Listed for rent$2,100
2022-09-20Listing removed--
2022-09-06Listed for rent$2,100
2016-08-05Listing removed$1,400
2015-09-23Listing removed$1,395
2015-09-11Price change$1,395
2015-08-11Price change$1,495
2015-07-14Price change$1,550
2015-05-14Listed for rent$1,500
2012-04-14Listing removed$1,500
2012-04-01Listed for rent$1,500

For Sale by Agent

AgentTracy Bentley
BrokerageKelly, Realtors

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