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2700 Cole Ave, Waco, TX, 76707

2beds
2baths
1,247sqft
$189,000
$152price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

Welcome to 2700 Cole Avenue, a timeless perfect blend of character, comfort, and functionality. This 2-bedroom, 2-bathroom home offers an open layout ideal for modern living. Step inside to a spacious living room that flows seamlessly into the dining area and kitchen, creating a welcoming space for entertaining or relaxing. Large windows fill the home with natural light, highlighting the warm tones throughout. The kitchen offers plenty of counter space and easy access to the main living areas. Two nice sized bedrooms with the primary suite featuring a direct connection to a full bathroom. A second full bath is conveniently located near the second bedroom, alongside a laundry room for added practicality. Whether you’re a first-time buyer, looking to downsize, or seeking an investment in a growing area, this home offers that. Schedule your showing today.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

1/10
G W Carver MiddleGrades 6-82.9 mi
3/10
Waco High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Cable TV
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,247 sqft

Living Room

  • Level: First
  • Dimensions: 13 x 18

Master Bedroom

  • Level: First
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 174401
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link,Full,Partial

Lot

  • Lot size: 8,232 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$195$2,340
Property Taxes $346$4,152
Electricity $238$2,859
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$99
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$189,000
2025-10-02Price change$200,000
2025-07-17Price change$210,000
2025-06-25Listed for sale$225,000
2020-12-09Sold--
2020-10-16Pending sale$139,500
2020-10-09Listed for sale$139,500
2019-07-18Sold--
2019-06-07Pending sale$115,000
2019-05-14Listed for sale$115,000
2019-05-02Pending sale$115,000
2019-04-27Listed for sale$115,000

For Sale by Agent

AgentMisael Castillo
BrokerageColdwell Banker Apex, REALTORS

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