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1108 N 28th St, Waco, TX, 76707

3beds
2baths
1,316sqft
$239,900
$182price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Adorable fully furnished home currently operating as a successful Airbnb! This charming 3 bedroom, 2 bath home offers a warm and inviting layout with a spacious living area, a kitchen featuring granite countertops, and a cozy breakfast area. A bright enclosed sunroom provides additional flexible space that could easily serve as a game room, office, or small second living area. Outside you'll find a large fenced backyard with plenty of room to relax, entertain, or expand. The detached garage offers excellent storage and future potential for a workshop, studio, or additional living space. Whether you're looking for a turn-key investment property, short-term rental opportunity, or a move-in ready home, this one is ready to go! (Bonus: Seller also has 3 more airbnb's available, package deal optional)

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

1/10
3/10
Waco High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Granite Counters,High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None

Interior Area

  • Total interior livable area: 1,316 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480199000248005

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Outdoor Grill,Rain Gutters
  • Fencing: Fenced,Wood

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$248$2,976
Property Taxes $440$5,280
Electricity $238$2,859
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$98
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$249,900
2021-02-26Listing removed--
2020-04-15Listing removed$2,000
2020-03-31Listed for rent$2,000
2019-03-22Sold--
2019-02-15Pending sale$130,000
2019-01-17Listed for sale$130,000
2019-01-11Pending sale$130,000
2018-12-18Listed for sale$130,000
2018-12-17Pending sale$130,000
2018-11-30Price change$130,000
2018-11-07Pending sale$120,000
2018-11-01Listed for sale$120,000
2018-10-30Pending sale$120,000
2018-10-26Listed for sale$120,000
2015-07-27Sold--

For Sale by Agent

AgentJody Scoggins
BrokerageAxio Real Estate LLC

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