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4021 N 26th St, Waco, TX, 76708

4beds
2baths
2,048sqft
$230,000
$112price/sqft
$1,703/moest. monthly cost
$68,120/yrincome needed

About This Home

BANKS TURNING YOU DOWN! This is the home for you. Assumable Mortgage Available for this Lovely 4 Bedroom, 2 Full Bath home on just shy of a Half Ace of property on a dead end street within the City of Waco. Home has a Pool with Custom Deck, Covered Hot Tub and an Aviary that can house up to 30 Birds. The home needs a little TLC and has been priced to sell as is. Owners Health Issues have forced the sale so don't wait, Priced like this, it won't last long.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
--
G W Carver Middle SchoolGrades 6-83.1 mi
3/10
Waco High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Piers
  • Roof: Shake / Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family/Detached

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,048 sqft

Property

Details

  • Parcel number: 480213000022018

Features

  • Exterior features: Other,Shingle,Cement / Concrete,Composition
  • Has spa: Yes
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 6
  • Parking features: Carport,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$164$1,968
Property Taxes $138$1,656
Electricity $238$2,859
Total$1,703$20,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,388/yr
40% on housing$51,090/yr
45% on housing$45,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 76708$130
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76708$156
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$222,300
2026-05-08Price change$232,300
2026-04-24Price change$240,000
2026-04-23Pending sale$230,000
2026-03-19Price change$226,000
2026-03-05Price change$235,000
2026-02-16Price change$239,900
2026-02-13Price change$240,000
2026-01-31Price change$245,000
2026-01-07Price change$252,000
2025-12-05Listed for sale$265,000
2025-10-22Listing removed--
2025-09-29Price change$270,900
2025-09-26Pending sale$280,900
2025-09-20Price change$280,900
2025-07-30Price change$287,500
2025-06-30Price change$297,500
2025-05-22Price change$310,000
2025-05-19Pending sale$285,200
2025-05-10Price change$285,200
2025-04-30Price change$295,200
2025-04-17Price change$272,000
2025-04-01Price change$278,000
2025-03-24Price change$268,000
2025-03-22Listed for sale$263,000

For Sale by Owner

AgentProperty Owner

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