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3120 Colcord Ave, Waco, TX, 76707

5beds
3baths
3,502sqft
$474,900
$136price/sqft
$4,175/moest. monthly cost
$167,000/yrincome needed

About This Home

Built in 1948. Reimagined and transformed with intention. 3120 Colcord is what happens when classic bones meet zero compromise. Completely updated electric, plumbing, HVAC. EV charger. A new house with an old soul. Walk through the double doors and it hits you immediately. Soaring ceilings. Floor-to-ceiling windows. Light everywhere. Clean, contrasting lines that are purposeful and chosen, not trendy. A fireplace that anchors the space without begging for attention. Living. Dining. Kitchen. All visible. All connected. All dialed in. The kitchen is statement. High-end white appliances. Quartz countertops. Custom cabinetry. Every fixture modern. Every finish deliberate. Nothing builder-grade. Nothing halfway. A downstairs flex studio space. Office. Gym. Creative lab. Media room. Whatever your life demands. Primary suite on the main level. Vaulted ceilings and wood beams. Huge closet and en-suite bathroom. Upstairs, a walkway leads to additional bedrooms with serious personality. Unique architectural angles, clean finishes all the way through. Energy-efficient windows. Premium flooring. High-end fixtures. Every detail thought through. Every line finished clean. The backyard is fully fenced with room to entertain, build, host, or just breathe. This is a full-scale transformation executed the right way. Timeless frame. Modern edge. 3120 Colcord.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-82.2 mi
3/10
Waco High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Built-In Refrigerator,Dryer,Dishwasher,Gas Range,Microwave,Range,Refrigerator,Some Commercial Grade,Vented Exhaust Fan,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,502 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480226000197009

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.38 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$492$5,904
Property Taxes $898$10,776
Electricity $384$4,614
Total$4,175$50,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,142/yr
40% on housing$125,250/yr
45% on housing$111,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$98
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-05Listed for sale$499,900
2022-08-16Sold--
2022-06-30Pending sale$225,000
2022-06-22Listed for sale$225,000

For Sale by Agent

AgentCory Duncan
BrokerageHaus Realty Group, LLC

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