See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3401 Oakridge Ln, Waco, TX, 76708

3beds
2baths
2,458sqft
$399,000
$162price/sqft
$3,321/moest. monthly cost
$132,840/yrincome needed

About This Home

Timeless charm, modern updates, and a convenient location make this home a fabulous choice! Tucked away in Lake Heights, you'll find a wide, dead end street with mature trees and beautifully maintained custom homes. 3401 Oakridge Lane is no exception! Recently renovated, this home's amenities start at the curb with mature oak trees, a spacious courtyard waiting for your green thumb and patio furniture. The interior is even more beautiful, with a formal living and dining area just off the entry. A beautifully updated kitchen with granite counters, a 5 burner cooktop, and breakfast area awaits just behind the formal dining, and a spacious second living area with vaulted ceilings, a gas fireplace, and easy access to the back yard. The greatest surprise is the huge bonus room with built-in cabinetry, a sink, and nearly unlimited potential! Tucked behind the home are established native perennials, a wide concrete drive, and a workshop building with electricity. Throughout this property, you'll find big beautiful windows, spacious bedrooms, generous storage, and well-planned closets. The primary suite has separate closets, dual vanities with beautiful granite counters, and a spacious shower. The hall bath is flanked by the two secondary bedrooms and has a tub and shower combo. The convenient location to Lake Shore Drive provides easy access to all that Waco has to offer without the high speed traffic of I-35!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-83.4 mi
3/10
Waco High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,High Speed Internet,Vaulted Ceiling(s)
  • Flooring: Carpet,Luxury Vinyl Plank,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,458 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 180121

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage
  • Fencing: Chain Link

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$284$3,408
Property Taxes $751$9,012
Electricity $269$3,238
Total$3,321$39,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,862/yr
40% on housing$99,630/yr
45% on housing$88,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 76708$129
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76708$156
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-12Price change$399,000
2025-03-19Price change$405,000
2024-11-28Listed for sale$410,000
2024-09-30Listing removed$409,900
2024-08-06Price change$409,900
2024-03-19Price change$424,900
2024-01-24Listed for sale$435,000
2024-01-01Listing removed--
2023-11-29Price change$435,000
2023-06-19Listed for sale$447,000
2022-07-15Sold--
2022-06-18Pending sale$305,000
2022-06-15Price change$305,000
2022-06-13Listed for sale$325,000
2018-04-03Sold--
2018-03-02Pending sale$214,900
2018-02-15Price change$214,900
2018-01-29Listed for sale$219,000
2018-01-06Listing removed$219,000
2017-10-02Price change$219,000
2017-08-11Price change$224,900
2017-07-11Listed for sale$240,000

For Sale by Agent

AgentCarol Smiley Pope
BrokerageNiche Real Estate

Similar Homes