1304 E Clay St, Waco, TX, 76704
About This Home
Welcome to this beautifully updated 2-bedroom, 1-bathroom home offering 720 square feet of comfortable and low-maintenance living. From the moment you arrive, you'll be welcomed by the inviting covered front porch, the perfect spot to enjoy your morning coffee or unwind in the evening. Inside, you'll find durable laminate flooring throughout, creating a seamless and modern feel. The kitchen comes fully equipped with brand-new stainless steel appliances, all of which convey with the home, making move-in a breeze. Enjoy added peace of mind with a brand-new roof, while the home's three AC window units provide efficient cooling and double as heaters for year-round comfort. The updated bathroom features a stunning walk-in shower with beautiful marbled tile, adding a stylish touch to the space. Conveniently located just minutes from Baylor University, downtown Waco, local restaurants, shopping, and entertainment, this home offers the perfect blend of comfort, convenience, and value. Whether you're a first-time homebuyer, student, or investor, this charming property is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1932
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 720 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 480270010068001
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Covered
Lot
- Lot size: 5,998 sqft
- Features: Cleared,Level
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $183 | $2,196 |
| Electricity | $238 | $2,859 |
| Total | $1,082 | $12,984 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $94,900 |
| 2026-07-16 | Price change | $99,900 |
| 2026-07-07 | Listed for sale | $114,900 |
| 2026-07-02 | Listing removed | $1,050 |
| 2026-06-24 | Listed for rent | $1,050 |
| 2026-03-04 | Sold | -- |
For Sale by Agent
View on Zillow