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4901 Pine Ave, Waco, TX, 76710

4beds
3baths
2,566sqft
$289,000
$113price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

Positioned in the heart of Waco, this 2500+ square foot home offers a blend of comfort, functionality, and everyday livability that buyers are chasing right now. This well-preserved home delivers a practical layout with multiple living spaces, giving you flexibility for entertaining, working from home, or simply spreading out. Natural light carries through the interior, highlighting the home’s character while keeping the atmosphere warm and inviting. Additionally, the fourth bedroom is secluded in the upstairs loft, over the garage. It includes full bathroom, for added privacy for that deserving family member. Located on a desirable corner lot, you’ll find a generously sized yard with room to grow—ideal for gatherings, pets, or future improvements. This house will become a lucky buyer's new home.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-81.6 mi
3/10
Waco High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Cable TV
  • Fireplace features: Den,Masonry,Wood Burning

Interior Area

  • Total interior livable area: 2,566 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Level: First
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 480287020034000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Driveway
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$245$2,940
Property Taxes $196$2,352
Electricity $281$3,381
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$149
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$309,000

For Sale by Agent

AgentGreg Clark
BrokerageEG Realty

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