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3700 N 23rd St, Waco, TX, 76708

2beds
1baths
832sqft
$187,500
$225price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

This charming home is currently eligible for short-term rental use, and the seller is willing to convey furniture with an acceptable offer—making it a fantastic option for both homeowners and investors alike. One of the standout features is the full-size pickleball court in the backyard, a rare and fun amenity that truly sets this property apart. Inside, the home offers an open-concept living area designed for comfort and functionality, featuring granite countertops, updated cabinetry, and new appliances. Durable vinyl flooring runs throughout the home, paired with updated windows that bring in great natural light. The bedrooms and bathrooms have been thoughtfully updated, offering a clean, modern feel while maintaining the home’s inviting character. Outside, you’ll find a welcoming front deck perfect for morning coffee, along with a large back patio and fully fenced backyard—ideal for entertaining, relaxing, or enjoying time outdoors. This home offers a unique combination of style, flexibility, and lifestyle features that are hard to find.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
1/10
3/10
Waco High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters
  • Flooring: Vinyl

Interior Area

  • Total interior livable area: 832 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 12

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 480289000019000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Covered
  • Exterior features: Private Yard,Sport Court,Tennis Court(s)
  • Fencing: Back Yard,Perimeter,Privacy,Wood

Lot

  • Lot size: 8,232 sqft
  • Features: Back Yard,Cleared,Corner Lot,Lawn

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $948$11,376
Home Insurance *$133$1,596
Property Taxes $344$4,128
Electricity $238$2,859
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 76708$130
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76708$156
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$187,500
2026-03-04Price change$190,000
2026-02-03Listed for sale$195,000
2025-12-19Listing removed$195,000
2025-12-04Price change$195,000
2025-10-07Price change$199,900
2025-09-20Price change$205,000
2025-09-06Price change$210,000
2025-08-28Price change$215,000
2025-08-17Price change$220,000
2025-07-29Listed for sale$225,000

For Sale by Agent

AgentJacob Sloan
BrokerageEG Realty

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