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1312 N 22nd St, Waco, TX, 76707

2beds
2baths
1,577sqft
$229,800
$146price/sqft
$1,754/moest. monthly cost
$70,160/yrincome needed

About This Home

This home tells a story. Let it tell yours. Tucked into the streets of Sanger Heights, this enchanting 1893 Victorian has stood as a witness to the lives being lived inside, and around it, for over a century. Through careful preservation and a thoughtful eye for artistry, it has become something more than a house—it is a place where history and creativity coexist, charming details, antique touches, a garden that beckons and now, you have a chance to make it yours. From the moment you arrive, the home delights with architectural richness. An ornate gingerbread trim frames the façade, while the cedar shake roof and it’s porch speak to the craftsmanship of another era. The original stained-glass front door glows softly in the Texas light, welcoming you home. Original pine floors run through the living room, dining room, and bedrooms, their grain worn by generations past, producing audible creaks that speak comfort to the dwellers….a beautiful sonorous detail that truly deserves to be appreciated. Arched doorways frame the living spaces downstairs. The kitchen is full of character and Victorian accents that quietly coexist with appliances and creature comforts of today. A half bath and dining room can also be found downstairs. The generous living spaces offer plenty of room for gatherings, and a flexible bonus room is yours to turn into a studio, an office, a homeschool setting, playroom, etc. The seemingly wild landscape has been designed carefully, featuring native and drought-tolerant plants, fruit trees, and permaculture elements supported by drip irrigation. A haven for pollinators, which you can observe while sipping your coffee in the backyard gathering spaces. Brick walkways wind through the yard, connecting patios, and a firepit gathering space. A charming shed in the backyard is bursting with opportunity, it includes a water line & could easily be transformed into a guest house, artist studio, or future ADU. While two smaller sheds provide plenty of storage.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

1/10
3/10
Waco High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1893

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal,Shake

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Double Oven,Dryer,Dishwasher,Electric Oven,Disposal,Gas Range,Gas Water Heater,Refrigerator,Vented Exhaust Fan,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Cedar Closet(s),Chandelier,Decorative/Designer Lighting Fixtures,Paneling/Wainscoting,Tile Counters,Natural Woodwork,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Linoleum,Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,577 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 186010

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Patio,Side Porch,Wrap Around,Balcony,Covered
  • Exterior features: Balcony,Fire Pit,Garden,Lighting,Private Yard,Storage
  • Fencing: Back Yard,Chain Link,Cross Fenced,Fenced,Gate,Wood

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Hardwood Trees,Lawn,Landscaped,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Concrete,Off Street,Parking Pad,See Remarks,Storage
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,161$13,932
Home Insurance *$238$2,856
Property Taxes $117$1,404
Electricity $238$2,859
Total$1,754$21,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,137/yr
40% on housing$52,620/yr
45% on housing$46,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$98
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$239,800
2026-03-27Listed for sale$249,800
2026-01-05Listing removed$234,900
2025-12-27Price change$234,900
2025-12-11Price change$239,900
2025-12-09Listed for sale$245,000
2025-11-20Pending sale$245,000
2025-10-28Price change$245,000
2025-10-02Listed for sale$255,000
2025-05-09Contingent$265,000
2025-05-03Listed for sale$265,000
2023-06-29Listing removed--
2023-06-27Price change$269,900
2023-06-23Price change$274,900
2023-06-13Listed for sale$279,900
2023-05-23Contingent$279,900
2023-05-05Listed for sale$279,900
2012-08-22Listing removed$53,900
2012-07-14Listed for sale$53,900

For Sale by Agent

AgentJackie Fatten
BrokerageKelly, Realtors

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