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807 Garrison St, Waco, TX, 76704

2beds
1baths
1,160sqft
$110,000
$95price/sqft
$1,167/moest. monthly cost
$46,680/yrincome needed

About This Home

Perfectly positioned just minutes from downtown Waco, Baylor University, Cameron Park, and many of the city’s favorite attractions, this property offers exceptional convenience and accessibility. Enjoy quick access to local dining, shopping, entertainment, and outdoor recreation while being centrally located near everything Waco has to offer. Recent upgrades include a brand-new roof and new HVAC system, providing added value, energy efficiency, and peace of mind for the next owner. Looking for your next investment opportunity with immediate income potential? Look no further!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

1/10
1/10
G W Carver MiddleGrades 6-80.4 mi
3/10
Waco High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 1,160 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 186723

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Fenced,Full,Wire

Lot

  • Lot size: 6,250 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$172$2,064
Property Taxes $201$2,412
Electricity $238$2,859
Total$1,167$14,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,011/yr
40% on housing$35,010/yr
45% on housing$31,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 76704$67
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76704$88
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$99,900
2026-05-26Price change$110,000
2026-05-14Listed for sale$145,000
2022-01-21Listing removed--
2022-01-18Listed for rent$850
2021-12-14Listing removed--
2021-12-02Listed for rent$850
2021-11-22Listing removed--
2021-11-11Listed for rent$850

For Sale by Agent

AgentNaToya Alexander
BrokerageKeller Williams Realty, Waco

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