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5806 Stratford Dr, Waco, TX, 76710

3beds
2baths
1,322sqft
$239,000
$181price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

MOTIVATED SELLER!! This beautifully updated, move-in–ready home offers modern comfort in one of Richland Hills’ most desirable and established neighborhoods. The property features a bright, open layout, quality finishes, and a full renovation throughout. An exceptional highlight is the attached she-shed, providing versatile additional space ideal for a guest room, craft studio, movie room, or home office. Surrounded by mature trees and set within a quiet, well-maintained community, this home delivers both comfort and convenience—an excellent opportunity for any buyer seeking a turnkey property.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-80.3 mi
3/10
Waco High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Some Commercial Grade,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,322 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 14

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: 187556

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$202$2,424
Property Taxes $253$3,036
Electricity $238$2,859
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$149
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$239,000
2026-03-30Price change$226,000
2026-03-11Listed for sale$221,000
2026-03-06Contingent$221,000
2026-02-12Price change$221,000
2026-01-10Price change$228,000
2025-12-11Price change$240,000
2025-05-31Price change$265,000
2025-02-11Listed for sale$274,900

For Sale by Agent

AgentLayla Alexander
BrokerageColdwell Banker Apex, REALTORS

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