3904 James Ave, Waco, TX, 76711
About This Home
Priced over $30,000 below 2026 appraisal completed by licensed appraiser. Updated and move-in ready, this spacious 4-bedroom, 2-bath home offers a functional layout, stylish updates, and a location that’s hard to beat — conveniently situated near parks, schools, shopping, and quick access to I-35. Positioned right next to a park, the property enjoys added green space and a peaceful setting rarely found in such a central Waco location. Inside, the open-concept design creates comfortable everyday living and effortless entertaining. The spacious kitchen features granite countertops, abundant cabinetry, an eat-at breakfast bar, and seamless flow into the dining and main living areas. A unique step-down living room adds character and extra space to gather, complete with double doors leading to the backyard, while an additional exterior door off the kitchen offers convenient outdoor access. Additional features include granite countertops continuing throughout both bathrooms for a cohesive updated feel, new carpet in the bedrooms, and ceiling fans for added comfort. Whether you're looking for flexible living space, room to spread out, or a convenient Waco location close to everything, this home checks all the boxes. Appraised June 2026 by licensed appraiser at $235,000. Priced below appraisal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1953
Materials
- Foundation: Pillar/Post/Pier,Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
- Laundry features: Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 0 x 0
Features
- Granite Counters,Open Floorplan
- Window features: Window Coverings
- Flooring: Carpet,Luxury Vinyl Plank,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,585 sqft
Kitchen
- Features: Breakfast Bar,Built-in Features,Granite Counters,Pantry
- Level: First
- Dimensions: 0 x 0
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 0 x 0
Master Bathroom
- Features: Granite Counters
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 480377000240000
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch,Patio
- Fencing: Chain Link
- Residential vegetation: Grassed
Lot
- Lot size: 7,927 sqft
- Features: Cleared,Subdivision
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Heat Wave
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $385 | $4,620 |
| Electricity | $238 | $2,859 |
| Total | $1,873 | $22,476 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $204,900 |
| 2026-08-13 | Price change | $205,000 |
| 2026-08-11 | Price change | $199,900 |
| 2026-08-07 | Price change | $209,900 |
| 2026-07-27 | Price change | $210,000 |
| 2026-07-23 | Price change | $219,500 |
| 2026-07-15 | Price change | $219,900 |
| 2026-07-01 | Price change | $225,000 |
| 2026-06-25 | Price change | $229,900 |
| 2026-06-17 | Price change | $230,000 |
| 2026-06-14 | Price change | $249,900 |
| 2026-06-03 | Price change | $250,000 |
| 2026-05-25 | Listed for sale | $260,000 |
| 2011-10-03 | Sold | -- |
For Sale by Agent
View on Zillow