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3329 Cumberland Ave, Waco, TX, 76707

3beds
2baths
1,366sqft
$179,500
$131price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

Located in the desirable Dean Highland neighborhood, this beautifully maintained 3-bedroom, 2-bathroom home sits proudly on a corner lot, offering added yard space and great curb appeal. Inside, you’ll appreciate the thoughtful updates throughout, including a stunning new chandelier that adds an elegant focal point, a brand-new dishwasher for modern convenience, and updated ceiling fans that enhance both comfort and style. The home also features an in-house utility room, providing everyday functionality and added ease. With a well-designed layout that’s ideal for both daily living and entertaining, this property perfectly blends charm, updates, and location. A wonderful opportunity to own a move-in-ready home in one of the area’s established communities. Due to tenant occupancy, interior photos are limited.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
White Oak Middle SchoolGrades 6-83.7 mi
5/10
Porter High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Chandelier,Other
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,366 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 193732

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link,Cross Fenced,Front Yard,Wood

Lot

  • Lot size: 8,999 sqft

Parking

  • Parking features: Concrete,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$186$2,232
Property Taxes $329$3,948
Electricity $238$2,859
Total$1,660$19,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$99
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$185,000

For Sale by Agent

AgentNaToya Alexander
BrokerageKeller Williams Realty, Waco

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