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1905 Bell St, Waco, TX, 76711

4beds
2baths
1,483sqft
$127,000
$86price/sqft
$1,227/moest. monthly cost
$49,080/yrincome needed

About This Home

Conveniently located in the heart of South Waco, this spacious home is just minutes from shopping, dining, and entertainment. It makes an excellent opportunity for an investor looking to expand their portfolio or someone seeking a place to make their own. With a little love, creativity, and the right touches, this property has the potential to become a wonderful home. Schedule your private showing today to see the possibilities for yourself.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
2/10
3/10
University High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cable TV
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 1,483 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 194940

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Chain Link

Lot

  • Lot size: 8,071 sqft
  • Features: Subdivision

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$114$1,368
Property Taxes $233$2,796
Electricity $238$2,859
Total$1,227$14,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,068/yr
40% on housing$36,810/yr
45% on housing$32,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 76711$81
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76711$148
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Price change$127,000
2026-05-28Listed for sale$140,000
2024-02-07Sold--
2023-12-28Pending sale$135,000
2023-12-28Listed for sale$135,000
2023-12-22Pending sale$135,000
2023-11-29Listed for sale$135,000

For Sale by Agent

AgentBen Magana
BrokerageBridge Realty

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