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3301 Loma Vista Dr, Waco, TX, 76708

3beds
2baths
1,905sqft
$339,900
$178price/sqft
$2,407/moest. monthly cost
$96,280/yrincome needed

About This Home

Fantastic find in Waco! 3 bed 2 bath with fireplace and two living areas. New, 2026 roof. Owned solar, paid in full. A separate workshop building behind the house with its own bathroom and shower. Perfect to convert to a studio, hobby space, or flex room. This traditional, one-story brick home tucked under mature trees on more than a third of an acre, in an established part of Waco where the lots are big and the streets are quiet. A wood-beamed family room anchors the home around a working brick fireplace, with tile floors flowing through the living areas. Eat-in kitchen, separate formal dining, and a sunny breakfast nook that overlooks the front yard. Three bedrooms, two baths, single level, no stairs anywhere. Fresh paint throughout, new carpet in the secondary bedrooms, and professional staging. Out back, the real surprise: a detached two-car workshop building with a full bathroom, sink, dedicated electrical, heating, built-in worktop, cedar closet, and tall windows for natural light. Use it as a workshop. Or a studio. Or a home gym. Or pull a second vehicle in and call the rest of it yours. The owned 12.4 kW solar array (no lease, no loan to assume, prior solar loan paid off) will cut your energy bills! Brand-new February 2026 roof with a transferable manufacturer warranty. Two-car attached garage plus the detached workshop building gives you flexible space for vehicles, projects, hobbies, or a home-based maker. Full Property Systems Fact Sheet available on MLS, documenting the roof warranty, solar specs, HVAC details, and detached structure information. Schedule your private showing.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-82.9 mi
3/10
Waco High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Disposal
  • Laundry features: Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Features: Eat-in Kitchen
  • Level: First
  • Dimensions: 11 x 10

Dining Room

  • Level: First
  • Dimensions: 11 x 13

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 20 x 16

Features

  • Cedar Closet(s),Eat-in Kitchen,High Speed Internet,Paneling/Wainscoting,Cable TV,Air Filtration
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,905 sqft

Kitchen

  • Features: Solid Surface Counters
  • Level: First
  • Dimensions: 9 x 12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 16 x 13

Other

  • Features: Built-in Features,Solid Surface Counters
  • Level: First
  • Dimensions: 14 x 12

Other

  • Features: Built-in Features,En Suite Bathroom,Solid Surface Counters
  • Level: First
  • Dimensions: 10 x 12

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 8 x 12

Property

Details

  • Parcel number: 480425050013008
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Dog Run,Lighting,Storage
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.38 Acres
  • Features: Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Concrete,Door-Multi,Electric Gate,Garage,Heated Garage,Garage Faces Rear,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$242$2,904
Property Taxes $209$2,508
Electricity $238$2,859
Total$2,407$28,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,525/yr
40% on housing$72,210/yr
45% on housing$64,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 76708$129
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76708$156
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$339,900

For Sale by Agent

AgentMeredith Croyle
BrokerageCamille Johnson

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