See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

520 N 26th St, Waco, TX, 76707

2beds
2baths
1,243sqft
$199,000
$160price/sqft
$1,538/moest. monthly cost
$61,520/yrincome needed

About This Home

Welcome to this bright, airy beach-vibe home offering 2 bedrooms, 2 bathrooms, and 1,243 sq ft of beautifully designed living space. Completely remodeled just five years ago and meticulously maintained, this home is truly move-in ready for its next owner. Step onto the spacious front porch and into an inviting open-concept layout filled with natural light. The living room serves as a cozy focal point, featuring an electric fireplace with a beautiful wood beam mantle — the perfect blend of modern comfort and rustic charm. Recessed lighting highlights the main living areas, while laminate flooring flows seamlessly throughout the home, creating a clean and cohesive feel. The kitchen offers abundant shelving for storage and features granite countertops, blending style and functionality perfectly — and all appliances will convey, making your move even easier. Both bedrooms are generously sized, and each includes its own private bathroom — ideal for comfort and convenience. The primary suite is especially open and spacious, featuring a beautifully tiled shower in the primary bathroom. The guest bathroom also offers a tile shower, giving both spaces a fresh, modern finish. Step outside to enjoy a decent-sized, fully? privacy fenced backyard — perfect for entertaining, pets, or simply relaxing. Located just minutes from Baylor University, Magnolia Market, and downtown Waco, you’ll love the convenience of nearby restaurants, shops, and local attractions. If you’re looking for an airy, spacious home with a light and welcoming vibe the moment you walk in — this is the one.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-82.6 mi
3/10
Waco High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Multiple Master Suites,Pantry
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,243 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 480438000482006

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 9,757 sqft
  • Features: Back Yard,Lawn,Level

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$206$2,472
Property Taxes $88$1,056
Electricity $238$2,859
Total$1,538$18,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,731/yr
40% on housing$46,140/yr
45% on housing$41,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 76707$99
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76707$153
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$199,000
2026-03-02Listed for sale$207,000
2021-03-10Listing removed--
2021-02-22Pending sale$109,900
2021-02-10Listed for sale$109,900
2021-01-28Pending sale$109,900
2021-01-06Price change$109,900
2020-12-28Listed for sale$115,000
2020-12-07Pending sale$115,000
2020-11-30Listed for sale$115,000
2020-11-11Pending sale$115,000
2020-10-23Listed for sale$115,000

For Sale by Agent

AgentAnel Perales
BrokerageEG Realty

Similar Homes