See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4108 Old Mill Rd, Waco, TX, 76710

2beds
2baths
2,464sqft
$409,900
$166price/sqft
$3,114/moest. monthly cost
$124,560/yrincome needed

About This Home

The perfect patio home in the heart of Waco, TX, where contemporary updates harmonize with classic comforts. This well-appointed residence offers 2 spacious bedrooms, 2 luxurious bathrooms, and a 2-car garage, promising ample space and convenience for modern living. Step inside to experience the allure of the updated kitchen, a true chef’s delight, featuring new countertops, stylish backsplash, and state-of-the-art appliances. The adjoining breakfast area is perfect for casual dining, offering a warm ambiance for morning coffee or intimate meals. The master suite is a sanctuary of relaxation, boasting dual vanities, a luxurious soaking tub, and a separate shower that together create a spa-like atmosphere. The second bedroom is a versatile space that can be transformed into a second master suite, offering a private retreat for guests with its spacious layout and thoughtful design. Practicality meets sophistication in the laundry room, which offers exceptional storage solutions, including a unique silver closet for additional organizational needs. The expansive living area is designed for both entertaining and relaxation, featuring a wood-burning fireplace that adds a cozy touch, a stately formal dining room, and an elegant separate sitting area complemented by a convenient wet bar. Outside, the property's brick exterior exudes classic charm, while features like gutters and a fenced courtyard add essential functionality. Enjoy moments of tranquility on the covered patio, ideal for outdoor gatherings or peaceful solitude. Residents of this community enjoy access to a sparkling pool and recreation center, enhancing the lifestyle offered by this already charming home. This Waco gem invites you to embrace a lifestyle of comfort and elegance

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
4/10
Tennyson Middle SchoolGrades 6-82.6 mi
3/10
Waco High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached,Garden Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Microwave,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 17 x 17

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 18 x 10

Dining Room

  • Level: First
  • Dimensions: 14 x 9

Features

  • Wet Bar,Built-in Features,Double Vanity,Eat-in Kitchen,Granite Counters,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Terrazzo,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,464 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 38 x 17

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Garden Tub/Roman Tub
  • Level: First
  • Dimensions: 16 x 17

Property

Details

  • Parcel number: 197686
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 4,399 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$347$4,164
Property Taxes $425$5,100
Electricity $270$3,246
Total$3,114$37,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,765/yr
40% on housing$93,420/yr
45% on housing$83,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 76710$148
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76710$159
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$409,900
2026-01-30Price change$416,400
2025-11-20Price change$429,900
2025-08-25Price change$439,900
2025-07-21Listed for sale$449,900
2022-01-19Sold--
2022-01-10Pending sale$389,900
2021-12-10Price change$389,900
2021-11-08Listed for sale$409,900

For Sale by Agent

AgentPam Hanson
BrokerageColdwell Banker Apex, REALTORS

Similar Homes