505 Lottie St, Waco, TX, 76704
About This Home
The Best Opportunity to Own a Beautiful New Home This Year! Ask about special financing option, this property may qualify for 0% down payment through select local lenders! Welcome to 505 Lottie St, Waco, TX. A stunning new construction completed in 2024 that blends modern design, functional space, and thoughtful details throughout offering 3 beds, 2.5 baths, and modern design near Baylor, Downtown, Cameron Park, Magnolia, and I-35. Step into a spacious foyer leading to an open living-dining area filled with natural light. The kitchen is a true highlight, featuring beautiful quartz countertops, a large breakfast area, new appliances, ample cabinet space, and a well-sized pantry to keep everything organized. Enjoy the convenience of a dedicated laundry room, a guest-friendly half bath with exquisite tile selection, and a covered back patio overlooking the perfect-sized backyard with a storage shed. The primary suite is filled with natural light and offers a serene retreat, complete with a spa-like ensuite bathroom featuring an elegant tile selection, a spacious walk-in shower, and a generous closet. Two additional bedrooms, each with large closets, share a beautifully designed full bathroom with plenty of space and high-end finishes. Throughout the home, you’ll find modern touches, deep closets, and quality materials that reflect the thoughtful attention to detail in every room. A large two-car garage adds even more flexibility for parking, storage, or a workshop space. This home truly checks all the boxes, modern, functional, move-in ready, and in a prime location. Call to schedule your private showing! This house is move-in ready!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Board & Batten Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Modern,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room
Bedroom
- Features: Closet Cabinetry,Ceiling Fan(s)
- Level: First
- Dimensions: 10 x 12
Bedroom
- Features: Closet Cabinetry,Ceiling Fan(s)
- Level: First
- Dimensions: 10 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 13 x 12
Features
- Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Open Floorplan,Pantry,Walk-In Closet(s)
- Flooring: Carpet,Concrete,Tile,Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Attic Fan,Central Air,Electric
Interior Area
- Total interior livable area: 1,512 sqft
Kitchen
- Features: Built-in Features,Pantry
- Level: First
- Dimensions: 13 x 12
Laundry
- Level: First
- Dimensions: 10 x 6
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 13 x 14
Master Bedroom
- Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 14 x 15
Property
Details
- Parcel number: 480456000043006
- Exclusions: Refrigerator conveys !
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Exterior features: Private Yard
- Fencing: Fenced,Wood
Lot
- Lot size: 5,140 sqft
Parking
- Total spaces: 4
- Parking features: Concrete,Door-Single,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $439 | $5,268 |
| Property Taxes | $560 | $6,720 |
| Electricity | $238 | $2,859 |
| Total | $2,652 | $31,824 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $280,000 |
| 2026-01-28 | Price change | $289,000 |
| 2025-09-24 | Listed for sale | $299,000 |
| 2025-09-15 | Listing removed | $319,000 |
| 2025-02-13 | Price change | $319,000 |
| 2024-09-12 | Listed for sale | $329,000 |
| 2014-10-24 | Sold | -- |
For Sale by Agent
View on Zillow