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1509 N Reagan St, West, TX, 76691

4beds
2baths
2,427sqft
$465,000
$192price/sqft
$3,564/moest. monthly cost
$142,560/yrincome needed

About This Home

This 4 bedroom, 2 bath home offers 2,427 square feet of well-designed living space with features that are hard to find. Built with ICF (Insulated Concrete Form) construction, the home provides excellent energy efficiency and durability, along with a central vacuum system for added convenience. The living room features a gas-burning fireplace and opens to the main living areas, creating a functional layout for everyday living and entertaining. The primary suite includes dual vanities, a separate tub and shower, and a large walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll find a large covered back patio overlooking a backyard shaded by mature trees. The drive-through carport is large enough to accommodate an RV, boat, or multiple vehicles. A detached shed with a split-unit HVAC system offers additional usable space that could serve as an office, workout room, workshop, or hobby area. If you're looking for a home with space, energy-efficient construction, walking distance to the City Park and versatile outbuildings, this property is worth a closer look.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
West Elementary SchoolGrades PK-50.8 mi
8/10
West Middle SchoolGrades 6-80.6 mi
7/10
West High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Granite Counters,Open Floorplan,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,427 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Granite Counters,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 500026010035004
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 4
  • Parking features: Alley Access,Concrete,Carport,Drive Through,Garage,RV Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hail
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$379$4,548
Property Taxes $568$6,816
Electricity $266$3,197
Total$3,564$42,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,194/yr
40% on housing$106,920/yr
45% on housing$95,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 76691$197
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76691$175
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$465,000
2026-06-29Contingent$465,000
2026-06-12Listed for sale$465,000
2021-04-09Sold--
2021-03-07Pending sale$420,000
2021-03-07Listed for sale$420,000
2021-03-07Pending sale$420,000
2021-02-13Listed for sale$420,000
2016-07-20Listing removed$250,000
2015-08-12Listing removed$249,900
2015-08-08Listed for sale$249,900

For Sale by Agent

AgentRenee Gillette
BrokerageCentral Lux Realty, LLC

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