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220 3rd St, Rossville, TN, 38066

2beds
1baths
869sqft
$219,900
$253price/sqft
$1,751/moest. monthly cost
$70,040/yrincome needed

About This Home

Charming cottage just a short walk to the Rossville Town Square! This adorable 2-bedroom, 1-bath home sits on an almost half-acre lot and offers the perfect blend of small-town charm and modern updates. Enjoy walking distance to the Greenbelt and the historic district—without living with the restrictions of being zoned in the historic district. Conveniently located just minutes from HWY 385, Collierville shopping, dining, and entertainment, with low Fayette County taxes plus public water and sewer. The current owner has been unexpectedly transferred, but over the past 12 months has completed numerous improvements including new central heat and air, updated bathroom, new windows, new ceiling fans, a new fence, and a new gravel drive leading to a backyard parking pad. Move-in ready with character, convenience, and plenty of outdoor space!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-811.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range/Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Smooth Ceiling
  • Level: First
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,1 or More BR Down,Primary Down,Living Room,Kitchen,Primary Bedroom,1 Bath,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Window Treatments
  • Flooring: Part Hardwood,Wood Laminate Floors

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 869 sqft

Kitchen

  • Area: 144

Living Room

  • Features: Separate Living Room
  • Area: 231

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First
  • Area: 144

Property

Details

  • Parcel number: 166P 166P A01000

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.41 Acres
  • Features: Level,Some Trees
  • Lot size dimensions: 116 x 155

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance $96$1,152
Property Taxes $369$4,428
Electricity $175$2,103
Total$1,751$21,012

Income You'd Need if You Spent...

35% on housing$60,034/yr
40% on housing$52,530/yr
45% on housing$46,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 38066$195
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38066$197
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$219,900
2026-07-26Listed for sale$220,000
2026-07-21Pending sale$220,000
2026-06-11Price change$220,000
2026-05-20Listed for sale$249,900
2025-04-16Sold$190,000
2025-04-04Pending sale$220,000
2025-02-13Listed for sale$220,000
2014-06-06Sold$105,000
2005-08-03Sold$60,000

For Sale by Agent

AgentBrandon D Smith
BrokerageSmith Family Real Estate, LLC

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