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773 Waterstone Cir, Greeneville, TN, 37745

4beds
3baths
3,400sqft
$695,000
$204price/sqft
$5,085/moest. monthly cost
$203,400/yrincome needed

About This Home

***Offering Under Appraised Value*** Beautiful riverfront living awaits in the highly desirable River Plantation community. This custom-built home sits directly on the water, offering exceptional views and a serene backdrop from the expansive rear deck—perfect for relaxing or entertaining as you enjoy the peaceful sound of the flowing river. Inside, the thoughtful layout begins with a private office that could serve as a fifth bedroom, a formal dining room, and an inviting open kitchen and living area. Tall ceilings enhance the sense of space and natural light throughout. The main-level primary suite provides generous closet space, dual vanities, and a spa-style soaking tub. Two additional bedrooms with built-ins, a full bathroom, and a dedicated laundry room complete the main floor. Upstairs, you'll find a versatile bonus room or bedroom, a spacious family room, and another full bath—ideal for guests, hobbies, or extended living space. Craftsmanship is evident in the detailed trim work and custom finishing throughout the home. Following Hurricane Helene, the property underwent a full professional evaluation, and all completed repairs include a transferable warranty for added peace of mind. Buyer to verify all facts and measurements.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Doak Elementary SchoolGrades PK-52.6 mi
8/10
6/10
Chuckey Doak High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Gas Range,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Master Downstairs,Eat-in Kitchen,Entrance Foyer,Granite Counters,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 112 081.00
  • Zoning: A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Back,Covered,Deck,Front Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Topography of land: Level

Lot

  • Lot size: 1.23 Acres
  • Lot size dimensions: 1.23

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $347$4,164
Property Taxes $948$11,376
Electricity $276$3,315
Total$5,085$61,020

Income You'd Need if You Spent...

35% on housing$174,342/yr
40% on housing$152,550/yr
45% on housing$135,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 37745$166
Greene County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37745$165
Greene County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$729,900
2026-03-07Price change$769,900
2025-12-11Listed for sale$779,900
2025-11-25Sold$796,000
2025-06-27Price change$899,000
2025-05-28Listed for sale$949,000
2021-04-16Sold$710,000
2021-03-24Listed for sale$629,900
2019-02-28Sold$455,000
2019-01-29Pending sale$469,900
2018-12-27Price change$469,900
2018-09-05Price change$474,900
2018-05-11Price change$479,900
2018-03-11Price change$499,900
2017-06-08Price change$499,000
2017-05-02Listed for sale$545,000
2015-06-19Sold$529,000
2015-05-27Pending sale$539,900
2015-05-27Listed for sale$539,900
2003-10-21Sold$415,000

For Sale by Agent

AgentRebecca Rideout
BrokerageProperty Advisors

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