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522 Waterstone Cir, Greeneville, TN, 37745

4beds
5baths
4,806sqft
$999,900
$208price/sqft
$7,309/moest. monthly cost
$292,360/yrincome needed

About This Home

Welcome to Greeneville's Mountainview Dream Home! This elegant fully furnished brick-built house in the upscale River Plantation Subdivision offers: - 4 Bedrooms - 3 Full Bathrooms, 2 Half Bathrooms - Main Bedroom with a lounge area and a luxurious En-suite Bathroom with whirlpool tub and walk-in shower - Spacious Living Room with Fireplace - Family Room (current office space) - Eat-in Kitchen with island - Basement Bonus Room with En-suite Bathroom - Large Office Room - Theatre Room with Bose Surround Systems, Projector, screen, and bar - 2 Car Garage on the main level - 1 Car Garage with a Spacious Work Area and Storage on the basement level - Fenced Saltwater Inground Pool - Outdoor Shower - Covered Back porch - Mountain views - 1.38 Acres - Peaceful neighborhood - Kitchen Appliances and Furniture included Improvements made by Owner: As of 2022... - Blinds and window shades - Pool / Pool house with bathroom, wall, water pipes, 2 wall heaters As of 2023... - New water heater and Dehumidifier As of 2025... - New Roof Ask Listing Agent for the list of items that do not convey. LISTED $20,000 UNDER APPRAISED VALUE. Pull out your calendar and schedule a tour today. *Buyer is encouraged to carry out their due diligence and confirm all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Doak Elementary SchoolGrades PK-52.5 mi
8/10
6/10
Chuckey Doak High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Stone,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Humidifier,Range,Refrigerator,Self Cleaning Oven,Trash Compactor

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,806
  • Total interior livable area: 4,806 sqft

Property

Details

  • Parcel number: 112 12500 000

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Prof Landscaped
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.38 Acres
  • Features: Level,Rolling Slope
  • Lot size dimensions: 248.47 x 385.72 x IRR

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Garage Door Opener,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $499$5,988
Property Taxes $1,364$16,368
Electricity $390$4,685
Total$7,309$87,708

Income You'd Need if You Spent...

35% on housing$250,594/yr
40% on housing$219,270/yr
45% on housing$194,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 37745$166
Greene County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37745$165
Greene County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$1,033,290
2022-03-28Pending sale$795,000
2022-03-24Sold$742,500
2022-03-11Contingent$795,000
2022-03-08Listed for sale$795,000
2021-06-30Listing removed--
2021-05-19Listed for sale$695,000
2021-03-22Listing removed--
2021-02-10Listed for sale$695,000
2019-11-01Sold$33,000
2004-07-14Sold$284,000
2003-09-19Sold$44,925

For Sale by Agent

AgentNilsa Alvarez
BrokerageeXp Realty, LLC

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