1040 Buffalo Valley Rd, Cookeville, TN, 38501
About This Home
Discover this classic 1,678 sq ft 2 Bed 1.5 Bath home w/ upstairs bonus room (currently used as two separate bedroom spaces, HB upstairs) on spacious 0.55-acre lot. Located just inside Cookeville city limits, this residence offers the perfect peace of mind with some significant updates including; $7000 storm shelter, new plumbing in 2018, new water heater July 2025 Main floor layout is functional and designed to be handicap accessible. Outdoors you will find one deck to the side exit of the home, with room to add another out back overlooking the expansive yard. The detached 2-car garage, and barn provide equipment, vehicle, and other additional space for storage. All kitchen appliances, washer, and dryer remain. This property combines essential updates with the charm of a 1950s build, making it a rare find in the Cookeville area. **Home is being sold "AS-IS"** Seller if offering to purchase a home warranty for the buyer up to $750 paid at closing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Metal
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
Features
- Window features: Storm Window(s)
- Number of fireplaces: 1
- Fireplace features: One,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,678
- Total interior livable area: 1,678 sqft
Property
Details
- Parcel number: 097.02
Features
- Levels: One and One Half
- Patio & porch: Porch,Covered,Patio,Deck,Stoop
Lot
- Lot size: 0.55 Acres
- Features: Wooded,Cleared
- Lot size dimensions: 118 x 208
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Detached,Garage,Main Level
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,256 | $15,072 |
| Home Insurance | $125 | $1,500 |
| Property Taxes | $99 | $1,188 |
| Electricity | $175 | $2,103 |
| Total | $1,655 | $19,860 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $248,500 |
| 2026-02-26 | Price change | $262,500 |
| 2026-01-19 | Listed for sale | $279,000 |
| 2018-03-12 | Sold | $130,000 |
| 2018-01-20 | Price change | $134,999 |
| 2018-01-10 | Price change | $139,999 |
| 2017-11-09 | Price change | $145,900 |
| 2017-10-19 | Listed for sale | $149,999 |
| 2017-09-11 | Sold | $120,000 |
| 2005-07-26 | Sold | $83,000 |
| 2004-09-01 | Sold | $74,000 |
| 2002-06-03 | Sold | $72,837 |
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