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8145 54th Street Ct, Coal Valley, IL, 61240

4beds
4baths
1,323sqft
$299,000
$226price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

Welcome home to this spacious and beautifully maintained 4-bedroom, 3.5-bath ranch nestled on nearly a half-acre lot in Coal Valley. Offering over-the-top versatility and peaceful surroundings, this home is the perfect fit for a variety of lifestyles-from multi-generational living to anyone simply craving room to spread out. Step inside to a warm and inviting main living area that seamlessly flows into the dining space and kitchen, creating an ideal layout for both everyday living and entertaining. The kitchen features solid surface countertops, a center island with breakfast bar seating, oak cabinetry, and a generously sized pantry Just off the kitchen, step out onto the deck and enjoy wooded views, a ravine backdrop, and the privacy of no rear neighbors-with a golf course beyond adding to the peaceful setting. Translation: nobody's building a strip mall behind you. The main floor also offers convenient laundry, guest bedrooms, a full bath with linen storage, and a spacious primary suite complete with dual closets and a private bath. The finished walk-out basement opens up a world of possibilities with a second full kitchen, pantry, planning desk, additional living space, bedroom, and full bath-making it ideal for extended family, returning adult children, guests, or anyone needing separate living quarters. Located in the desirable Moline School District while still enjoying a tucked-away, out-of-town feel, and county taxes! This home combines comfort, function, and flexibility in one incredible package.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
4/10
John Deere Middle SchoolGrades 6-84.0 mi
4/10
Moline Sr High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Rec/Family Area,Storage Space,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Family Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 322
  • Dimensions: 14X23

Features

  • 1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Built-in Features,Bookcases
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,323

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air,Heat Pump,Sep Heating Systems - 2+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 1,323 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Closet,Pantry,SolidSurfaceCounter,Updated Kitchen),Flooring (Tile)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Kitchen2Nd

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 140
  • Dimensions: 10X14

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 230
  • Dimensions: 10X23

Master Bedroom

  • Features: Flooring (Wood Laminate),Bathroom (Full)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Office

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1729401012
  • Special condition: None
  • Other equipment: Water-Softener Owned,Generator

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub,Indoor Hot Tub

Lot

  • Lot size: 0.45 Acres
  • Features: Wooded,Mature Trees,Backs to Trees/Woods
  • Lot size dimensions: 99x197

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$185$2,220
Property Taxes $530$6,360
Electricity $130$1,569
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 61240$101
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61240$121
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$299,000
2026-05-29Listed for sale$299,000
2019-05-13Sold$179,900
2019-03-16Pending sale$179,990
2019-03-14Listed for sale$179,990

For Sale by Agent

AgentJulie Gellerstedt
BrokerageMel Foster Co. Davenport

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