3342 Turks Cap Dr, Hernando Beach, FL, 34607
About This Home
Double lot, RV Port and spectacular view of the Gulf from the upstairs porch. Welcome to your waterfront retreat in Hernando Beach! This maticulously maintained 3-bedroom, 2-bath home is packed with upgrades and sits on a rare double lot totaling 1/3 acre. Bring your Boats and RV — the brand-new spacious 30'x45' reinforced RV/Boat port (2024) is ready for all your toys! A true highlight of the property is the nearly 2,000 square feet of basement/garage space — spacious enough to fit four vehicles plus recreational toys, and still have plenty of room for a large workshop. It even includes a convenient half bath for added flexibility. Inside, you'll find a bright and inviting interior with an open living area, vaulted ceilings, remodeled kitchen and bathrooms, custom 5 inch baseboards, wood valances and new laminate. In the bathrooms, tile showers, guartz countertops, and new vanities and sinks. The kitchen features quartz, a walk-in pantry, undermount lighting, stainless steel appliances and a breakfast bar. Enjoy peace of mind with a metal roof upgraded and reinforced in 2022, 2022 HVAC, 2022 irrigation system, and a 2021 hot water heater. Additional upgrades include Anderson triple-pane impact storm windows (2013), a hidden safe, a security system, and full-house generator wiring (Generac XT8000E generator negotiable). Outdoor spaces are designed for relaxation, with a screened lanai overlooking the canal, dock, a third story porch swing perfect for sunset views, and a fenced yard with room to roam. The versatile loft upstairs offers great flexibility — use it as an office, guest room, or enclose it for a 4th bedroom. With space, style, storage, and waterfront living, this move-in-ready gem with a direct panoramic view of the Gulf is the total package! Preferred lender giving a sizable credit.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,694
- Total interior livable area: 2,210 sqft
Property
Details
- Parcel number: 00170193
- Zoning: Out of County
- Special condition: Standard
Features
- Pool features: None
- Exterior features: Paved Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Canal Access,Gulf
- Frontage type: Canal
Lot
- Lot size: 0.33 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 5
- Parking features: Attached,Detached Carport,Driveway,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $837 | $10,044 |
| Electricity | $222 | $2,668 |
| Total | $4,805 | $57,660 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $699,900 |
| 2026-03-23 | Price change | $725,000 |
| 2025-12-26 | Price change | $739,000 |
| 2025-11-07 | Price change | $749,000 |
| 2025-08-21 | Price change | $775,000 |
| 2025-07-11 | Price change | $785,000 |
| 2025-06-28 | Listed for sale | $799,900 |
| 2010-05-19 | Sold | $257,000 |
| 2010-01-30 | Listed for sale | $279,000 |
| 2008-07-02 | Sold | $272,000 |
| 2006-09-22 | Sold | $590,000 |
| 2000-10-11 | Sold | $200,000 |
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