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138 Valley View Dr, Belle Vernon, PA, 15012

4beds
3baths
2,934sqft
$479,900
$164price/sqft
$3,438/moest. monthly cost
$137,520/yrincome needed

About This Home

BEAUTIFULLY MAINTAINED HOME IN ONE OF ROSTRAVER TOWNSHIP'S MOST DESIRABLE NEIGHBORHOODS. THIS HOME HAS AN OPEN FLOOR PLAN, SPACIOUS ROOM SIZES AND PLENTY OF WINDOWS, THAT MAKE THIS HOME LIGHT AND BRIGHT. NEWER FLOORING THROUGHOUT. BRAND NEW FURNACE, NEW WASHER AND DRYER ARE JUST A FEW OF THE MANY AMENTIES. THE FIRST FLOOR LAUNRY/PANTRY IS RIGHT OFF THE KITCHEN FOR YOUR CONVENIENCE. BEAUTIFUL QUARTZ COUNTERTOPS IN THE KITCHEN. BEAUTIFULLY DECORATED THROUGHOUT. THE LARGE PRIMARY SUITE HAS CATHEDRAL CEILINGS, LARGE CLOSET AND THE PRIMARY BATH WITH A JET TUB. A LARGE TWO-STORY ENTRANCE ADDS TO THE ELEGANCE OF THIS HOME. THERE IS A FINISHED GAME ROOM THAT ADDS TO THE LIVING AREA OF THIS HOME. GREAT NEIGHBORHOOD ONE WAY IN AND ONE WAY OUT. LARGE PATIO IN THE BACK. FRESHLY LANDSCAPED. CLOSE TO 51 ANS 70, SHOPPING, GYM AND SCHOOLS. HOME WARRANTY INCLUDED IN SALE.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Up Access

Bedroom2

  • Level: Upper
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Dimensions: 12x10

Bedroom4

  • Level: Upper
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 14x13

Entry Foyer

  • Level: Main

Family Room

  • Level: Main
  • Dimensions: 17x14

Features

  • Kitchen Island,Pantry,Window Treatments
  • Window features: Multi Pane,Screens,Window Treatments
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Game Room

  • Level: Lower
  • Dimensions: 26x13

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,934
  • Total interior livable area: 2,934 sqft

Kitchen

  • Level: Main
  • Dimensions: 24x19

Laundry

  • Level: Main
  • Dimensions: 13x5

Living Room

  • Level: Main
  • Dimensions: 15X13

Master Bedroom

  • Level: Upper
  • Dimensions: 19x14

Property

Details

  • Parcel number: 5606140057

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 0.4004

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$212$2,544
Property Taxes $479$5,748
Electricity $321$3,862
Total$3,438$41,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,874/yr
40% on housing$103,140/yr
45% on housing$91,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 15012$120
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15012$150
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$499,000
2025-11-23Listing removed$499,000
2025-11-12Contingent$499,000
2025-10-19Price change$499,000
2025-10-06Listed for sale$530,000

For Sale by Agent

AgentLisa Reed
BrokerageHOWARD HANNA MID MON VALLEY OFFICE

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