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7016 131st St, Coal Valley, IL, 61240

3beds
2baths
1,144sqft
$279,000
$244price/sqft
$2,207/moest. monthly cost
$88,280/yrincome needed

About This Home

Tucked away on over an acre across two parcels, this charming split-level home offers the perfect blend of privacy, nature, and neighborhood living. Surrounded by mature landscaping and bordered by forest, the backyard feels like your own private retreat while still being part of an established neighborhood with long-standing neighbors. Nature lovers will appreciate the thoughtfully cultivated outdoor space featuring an established orchard with 2 apple trees, 2 Moonglow pear trees, 1 Saturn peach tree, 1 Italian plum tree, and 1 crabapple tree, along with raspberries, elderberry, and fragrant honeysuckle. Wildlife and songbirds are frequent visitors, adding to the peaceful setting. The property also includes a chicken coop, storage shed, fire pit area, invisible pet fencing, and negotiable beehive and trampoline. A whimsical "Sky Fort" treehouse adds extra charm. Located just a short drive from Hennepin Canal Parkway State Park, the property offers a serene country feel with convenient access to trails, recreation, and outdoor adventure. Inside, the bright living room is filled with natural light from oversized windows, while the kitchen features gas cooking, Corinthian countertops, and all kitchen appliances included. The attached one-car garage plus spacious driveway which provides ample parking. Major updates include a private septic system replaced in 2020 and an energy-efficient furnace and central air system installed in 2020 with wireless temperature controls. The home is serviced by a shared well with approximately $200 in annual maintenance. A rare opportunity to enjoy privacy, space, mature fruit trees, and a truly special outdoor setting, all just minutes from Moline.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
4/10
John Deere Middle SchoolGrades 6-86.1 mi
4/10
Moline Sr High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry,Partial,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Painted/Stained)
  • Level: Basement
  • Area: 324
  • Dimensions: 12X27

Features

  • Flooring: Hardwood
  • Attic: Unfinished
  • Finished area below ground: 650

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,994
  • Total interior livable area: 1,144 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Linoleum)
  • Level: Main
  • Area: 187
  • Dimensions: 11X17

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 120
  • Dimensions: 10X12

Living Room

  • Features: Flooring (Hardwood)
  • Area: 266
  • Dimensions: 14X19

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Office

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 169
  • Dimensions: 13X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1724203005
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Levels: Bi-Level
  • Exterior features: Other

Lot

  • Lot size: 0.99 Acres
  • Features: Mature Trees,Backs to Trees/Woods,Garden,Level,Sloped
  • Lot size dimensions: 148x190x148x162x169x100x148x116

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$172$2,064
Property Taxes $495$5,940
Electricity $130$1,569
Total$2,207$26,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,668/yr
40% on housing$66,210/yr
45% on housing$58,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 61240$102
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61240$121
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Price change$279,000
2026-05-12Listed for sale$299,000
2016-08-26Sold$159,500

For Sale by Agent

AgentStephanie Simmons
BrokerageKW 1Advantage

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