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815 Rutledge Rd SW, Aiken, SC, 29801

3beds
2baths
1,884sqft
$275,000
$146price/sqft
$1,853/moest. monthly cost
$74,120/yrincome needed

About This Home

This recently updated 1960s build has great potential as your future home. A large, shaded front yard sets the house back slightly from a quiet, neighborhood street, located next to the well-known Kalmia Hill area, with neighborhood amenities within walking distance. The backyard has a small fenced area, perfect for pets, with optimal sunset viewing behind. The home is located just behind the Walmart shopping center, one of many local amenities. USCA's campus is nearby, with Aiken Tech being a short drive away. Turn from Rutledge onto Richland for a short drive to Downtown Aiken, home to local businesses, eateries, craft bars, and more. For scheduling a showing, please call Harper Realty. Self-showings are possible with a key to the lockbox being given upon calling.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Aiken Elementary SchoolGrades PK-52.4 mi
3/10
Schofield Middle SchoolGrades 7-83.0 mi
4/10
Aiken High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Self Cleaning Oven,Cooktop,Dishwasher,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cable Internet
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Raised Hearth,Wood Burning,Den
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,884

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer,Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Doors

Details

  • Parcel number: 0880801001
  • Special condition: Standard
  • Horse amenities: None,Water & Electric

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.63 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters in Aiken County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$152$1,824
Property Taxes $107$1,284
Electricity $204$2,449
Total$1,853$22,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,531/yr
40% on housing$55,590/yr
45% on housing$49,413/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 29801$148
Aiken County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 29801$142
Aiken County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$275,000
2026-02-12Price change$295,000
2026-01-20Listed for sale$315,000

For Sale by Agent

AgentLester S Harper
BrokerageHarper Realty, Inc.

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