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344 Union St SE, Aiken, SC, 29801

2beds
3baths
2,174sqft
$975,000
$448price/sqft
$6,061/moest. monthly cost
$242,440/yrincome needed

About This Home

Charming 1920's ''Sand Hills'' cottage in AIken's Historic District. Short walk to downtown, 5 blocks to The Willcox. Beautifully updated with kitchen-den combination. Den has vaulted ceiling and library shelves. Four fireplaces total, three of them with gas logs. Formal dining and sitting rooms. Office, or third bedroom. Large master suite with walk-in closet. On-demand hot water. Whole-house generator. Mud room conveniently adjacent to driveway, has closet with hook-ups for washer and dryer. Pine floors in most of the house, plus ceramic tile in bathrooms. Private covered brick patio. Superb 832 sq.ft. guest cottage (built 2018) with sitting room, kitchen, bedroom, bathroom and laundry hook-ups. Fenced yard with dog run.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
3/10
Schofield Middle SchoolGrades 7-80.6 mi
4/10
Aiken High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Raised
  • Roof: Composition,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Tankless Water Heater,Gas Water Heater,Dishwasher,Disposal

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters,Walk-In Closet(s),Bedroom on 1st Floor,Cathedral Ceiling(s),Ceiling Fan(s),Primary Downstairs,Eat-in Kitchen,Pantry,Cable Internet
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas,Living Room,Primary Bedroom,Raised Hearth,Wood Burning,Bedroom,Den,Dining Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,174

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air,Gas Pack

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Standby Generator,Accessible Central Living Area

Details

  • Parcel number: 1210906008
  • Special condition: Probate Listing
  • Horse amenities: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.38 Acres
  • Features: Landscaped,Level,Sprinklers In Front

Parking

  • Parking features: Stone,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Aiken County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$541$6,492
Property Taxes $381$4,572
Electricity $209$2,508
Total$6,061$72,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,805/yr
40% on housing$181,830/yr
45% on housing$161,626/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 29801$143
Aiken County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29801$142
Aiken County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$975,000
2026-02-05Listed for sale$1,050,000
2026-01-31Contingent$1,050,000
2026-01-19Listed for sale$1,050,000
2011-06-10Sold$480,000
2006-03-15Sold$460,000
2002-09-27Sold$175,000

For Sale by Agent

AgentDavid C. Stinson
BrokerageKeller Williams Realty Aiken Partners

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