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425 Godin Ave, Cahokia, IL, 62206

2beds
1baths
576sqft
$4,750
$8price/sqft
$169/moest. monthly cost
$6,760/yrincome needed

About This Home

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
2/10
1/10
Cahokia High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 576

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 0135.0406006
  • Special condition: Auction

Features

  • Levels: One
  • Exterior features: None

Lot

  • Lot size: 6,098 sqft
  • Features: Front Yard,Garden
  • Lot size dimensions: 40 x 147

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24$288
Home Insurance *$8$96
Property Taxes $7$84
Electricity $130$1,569
Total$169$2,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$5,794/yr
40% on housing$5,070/yr
45% on housing$4,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$8This listing

vs Other Active Listings

Avg $/sqft

ZIP 62206$43
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62206$89
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2015-12-03Listing removed$1,000
2015-11-25Price change$1,000
2015-10-24Price change$11,900
2015-08-20Listed for sale$16,438
2015-08-19Pending sale$16,438
2015-07-24Price change$16,438
2015-07-15Price change$9,500
2015-06-24Price change$13,699
2015-05-11Price change$27,398
2015-04-25Listed for sale$34,247
2011-03-24Listing removed$20,000
2009-02-19Listed for sale$20,000

Unknown Listed By

AgentVernon J Korte
BrokerageRE/MAX Alliance

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